How many bites
will Uncle Sam
take this year?

4011111011000101iiIIIIIINNOSSIMIS10110010.F.•

• moonroof • leather • cd player • power driver's seat •
• cold weather package • metallic paint •

00

'3 9

39 months lease
due at signing
including 542500
refundable security deposit.

s 1580

per mo.

39 month closed end lease. 20 cents per mile over 39,000 miles based on M.S.R.P. $31,900 and license plates
are additional. Offer ends 11/30/01. Current Volvo owners are eligible for additional Volvo loyalty bonus. Plus Tax

Don't let December 31
roll around without
taking steps to reduce
your tax bite.

DWY

ANDSONS

VOLVO

248-624-0400

You can turn your appreciated stocks
into a guaranteed high-yield return for
your (and your spouse's) lifetime by
establishing a charitable gift annuity:

•

On Maple Rd„ West of Haggerty

— OPEN SATURDAY 10-4 —
www.dwyerandsons.com

Control Your Closet

Enjoy a reduction in your 2001
income-tax bill for a portion of your gift.

DESIGN • INSTALLATION • SERVICE

(.5(////i

• Avoid immediate payment of
long-term capital gains taxes.

CLOSET DESIGNS

• Save federal estate taxes on the
entire amount of transferred assets.

"The only call you need to ?mike for the perfect clo:;et".

Phone (248) 851-2804 for a personal appoilitment

Formerh Desi•• ler & Owner o The Closet Corn am

Unlock your long-term capital gains,
reinvest in a guaranteed high-yielding
charitable gift annuity, and provide
a permanent endowment fund
in your name to benefit your
Jewish community in perpetuity.

THE

U RBAN

COLLECTION

In Fabulous, Fashionable Downtown Ferndale

Hirschel and Toni Levine welcome you to fashionable downtown .Ferndale.
We now offer an eclectic montage of home furnishings as well as handcrafted gifts and jewelry.
Come see what's uniquely new, comfortably vintage or just plain funky.

Want to learn more?

phone 248-399-9449

Please contact the endowment professionals
at the Jewish Federation of Metropolitan Detroit
for a free, no-obligation consultation
at (248) 203-1460

HAIRS Off "5/

ZO% OFF

The Jewish Community
Endowment Fund

Th is is Peclercition

Visit us online: www.thisisfederation.org

22961 Woodward Avenue,
Ferndale, Michigan 48220
urbancollect@aol.com

any service or
product with this ad

Jewish
fedefation

Not good with any other promotion
expires 12/31101

ALL ABOUT YOU!

Limited time!

LLECTROLYSIS

60 MINUTLS- $35

offer good for up to 13 treatments
New clients only

expires 12/31/01

6413 Farmington Rd. at Maple • West Bloomfield • 248.865.0825

fax 248-399-9943

4094\-

