Saving for college is tough.

Invest by December 31st

in tie new Michigan

Education Savings Program

to get your 2001 Michigan

income tax deduction.

But it doesn't have to be taxing.

Join the thousands of Michigan families who've already found the least taxing way to save for college.

• With the Michigan Education Savings Program you can deduct up to $10,000 a year. • MONEr magazine named MESP as one of its five favorite 529 savings plans.
• The money you save can be used at thousands of colleges everywhere.
• You can choose from a range of investment options.
• You may be eligible for a matching grant of up to $200.
• Open an account with as little as $25.

www.misaves.com

1877-861-M ESP

The MESP Disclosure Booklet should be read carefully before opening an account. The State of Michigan, its agencies, TFI, TIAA and its affiliates do not insure any account
or guarantee its principal or investment return. Account value will fluctuate based upon a number of factors. including general financial market conditions. Investments are
made through Teachers Personal Investors Services. Inc., as distributor

m klSp

Michigan Education Savings Program

'MONEY® magazine, May 2001

Discover the
Meaning of

EXCEPTIONAL SENIOR LIVING

In Southfield, a fabulous, active retirement
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and security you could ask for. The
Heritage offers everything you need...

• Studio, 1 & 2 Bedroom Apartments
• Restaurant Style Dining
• Housekeeping • Outings & Fun Activities

• Transportation Services
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BROOKDALE

25800 Eleven Mile Road
Southfield, MI 48034

248-208-9393

www. brookdaleliving coin

12/7
2001

80

THE HERITAGE

Exceptional Senior Living