Our Equity Line has
a built-in advantage:
A $50 Home Depot®
gift card.

Jewish Nvomen to their new sur-
roundings in Michigan.

Former Detroiter Lou August of
Bellevue, Wash., was named one of
10 John Stanford Education Heroes
by the U.S. Department of
Education for helping at-risk chil-
dren learn about technology through
outdoor experiences and job train-
ing. August is a graduate of
Southfield High School and the
University of Michigan-Dearborn,
and heads the Wilderness
Technology Alliance in Bellevue.

Standard Federal Bank's Equity Line lets you
turn big purchases into tiny payments.

• One of the lowest home equity rates in town —
Prime minus 1/2%* on lines of $100,000
and more

Jonathon D. Koenigsberg of West
Bloomfield received a juris doctor
from the Michigan Stare University
College of Law. He earned his
undergraduate degree from
Michigan State University and was
involved as Jewish Legal Society vice
president.

• Interest-only payments

• A $50 Home Depot gift card I,vhen you open
with a $10,000 draw

• And much more!

Several individuals were recog-
nized with Historical Society of
Michigan Awards for their outstand-
ing contributions to the collection,
preservation, promotion and
advancement of Michigan history.
Sidney Fine of the University of
Michigan was cited for his new book

Sign up today at your Standard Federal
Banking Center or by calling us toll-free at:

iii

1-877/732-8240

Helping You Along The Way:

Expanding the Frontiers of Civil
Rights, Michigan, 1948-1968, which

Standard Federal Bank
Member of the ABN AMU Group

documents Michigan's transforma-
tion over a 20-year span into a
leader in the civil rights movement.
Peter H. Blum was recognized for
his book Brewed in Detroit, Breweries
and Beers Since 1830, a summary
detailing the corporate history of
numerous breweries and their
impact on the economic and social
history of the state.

www.standardfederalbank.com

•

C

r Member FDIC
17E — NTT.' ©2001 Standard Federal Bank

`Prime is the highest Prime Rate as published ill the "Money Rates" section of The Wall Street Journal
on the last publishing day of the calendar month immediately preceding the billing cycle.
On December 29, 2000, Pnine was 9.50%. Prime is a variable rate; as it changes, the APR on your
account will change. The maximum APR is 21%. A balloon payment will result at the end of the
10-year draw period. Standard Federal's home equity lines of credit are limited to owner-occupied
1-4 unit principal family residences and are subject to no less than a second lien position on
your property. You must cam• insurance on the property that secures this loan. Flood insurance
required if necessary. There is a S35 annual fee after the first year. Consult your tax advisor
concerning the deductibility of interest.

Kate Becker of Huntington
Woods, a senior at Oberlin College
in Oberlin, Ohio, was among a
group of students who found the
first radio emission ever detected
from a brown dwarf, an object that
is neither a star nor a planet but
something in between.

The Home Depot is a registered trademark of Homer TLC, inc. The Home Depot is not affiliated
with Standard Federal Bank.

Morris Bednarsh, Anthony Ferrari & Chris Schornack
Extend

Lawrence Wasser of Southfield,
forensic polygraph examiner, was
bestowed membership in the Israeli
Polygraph Association. He is the
first non-Israeli to be given this
honor. Wasser is president of Wasser
Consulting Services Inc. in
Southfield and past three-term presi-
dent of the Michigan Association of
Polygraph Examiners. He served for
17 years on its board of directors.

Hearty Wishes To Our
Customers and Frie nds
For A Very Healthy and Happy
PASSOVER

P A

t

M.B.JEWELRY

DESIGN & MFG. LTD.

Applegate Square
Northwestern Hwy. at Inkster
(248) 356-7007

4/6
2001

41