Lease a 9-5 Wagon $440 Per mo? 36 mos. 2,892.63 Amount due at lease (incl. down pmt, sec. dep., acq. fee & first mo. prat) Buy a 9-5 Wagon 6.9% MJI Hires Dean, Offers Shoah Class The Michigan Jewish Institute (MP), the state's only four-year Jewish college, has hired Dr. T. Hershel Gardin for the newly creat- ed position of vice president of institutional advance- ment. He also will serve as interim dean of the Oak Park- based school. The new Dr. T Hershel Gardin position was formed in response to the school's growing enrollment. A Lubavitch-sponsored institution that received national accreditation in 1998, the MJI now has 69 students in its core bache- lor's degree program. Gardin spent the past 18 years at The Wellness Plan, a managed care organization. Previously, he was a social psychology instructor at Wayne State University and a researcher in the fields of substance abuse and community health research and treatment. He is a member of Shomrei Yisroel Congregation in Oak Park. Gardin will work with Dr. David Kagan, who will remain as the institute's president and dean emeritus. In addition to its college pro- grams, the MJI offers several credit courses for high school students. The latest course is Exploring the Holocaust II, which meets 7-9 p.m. at Andover High School in Bloomfield Hills. Rabbi Daniel Arm will teach the course, which begins Tuesday, Feb. 6 and runs 14 weeks. Students who have passed the MEAP (Michigan Educational Assessment Program) can count the course as a high school class. In that case, tuition will be paid by the school district through Michigan's dual enrollment pro- gram. Enrollment is limited. Call (248) 414-6900 for more informa- tion. — Diana Lieberman APR Available for Qualfied Buyers Lease a 9-5 Sedan $439 Per mei 36 mos. $ 2,88236 Amount due at lease inception (incl. down pmt, sec. dep., acq. fee & first mo. pmt.) Buy a 9-5 Sedan 6.9%**;:PR Available for Qualfied Buyers Have more fun. Save more money. Here's how to keep both NewYear's resolutions. Turbocharged engine standard I Harman/Kardon Audio System I OnStar' is standard on every estar 2001 Saab' I Automatic transmission I Leather seats I Head and chest side air bags Front-wheel drive I Traction control system I Saab Active Head Restraint system." People who test drive a Saab, usually buy one. GLOSSMON SOARB On Telegraph Rd. at the Tel-12 Mall, Southfield 248-354-3300 or Toll Free 1-800-354-5558 'Subject to credit approval. Delivery must be taken out of participating dealer inventory by Jan. 31,2001. Dealer financial par- ticipation may affect consumer cost 'Terms apply to a 2001 Saab 9.5 Wagon 4-cylinder w/automatic transmission, sunroof leather seats. memory drivers seat and HarmaniKardon Audio System based on MSRP of S38,465 00 (including destination charge). Lease payment for the 9-5 Wagon is 5448.63 for 36 months totaling S16.150.68. Option to purchase at lease end for S19.617.15 tplus taxes, insurance. title and registration fees). The customer is allowed 35,000 miles during the term of this lease. The customer is liable for a mileage charge of S.20 per mile over 36.000 miles and for excess wear and tear. "6.9' APR Saab Financial Services Corp. financing. Length of contract is limited. Taxes. insurance, title and maintenance for 3 years or 36.000, whichever comes first. -- Terms apply to a 2001 Saab 9-5 Sedan 4-cylinder w/automatic transmission. sunroof. leather seats. memory driver's seal and Harrnan/Kardon Audio System based on MSRP of 537.765 00 (including destination charge). Lease payment for the 9-5 Sedan 4-cylinder is 5438.56 for 36 months totaling S15.788 16 More bad news from your mutual funds? If Wall Street's unpredictability is taking its toll on your investment portfolio and your peace of mind, maybe it's time to consider a Certificate of Deposit at Franklin Bank. Our guaranteed rates are so attractive, you're sure to be satisfied regardless of the market's performance. Franklin Bank good news THE NEW THINKING I \J BANKING FOR BUSINESS 248.358.5 i 70 Southfield Birmingham Grosse Pointe Woods franklinbank.com 'Annual PercentageYield effective as of I/ 19/0 I .Subject to change. Minimum balance CO obtain the stated APY is $1.000. Fees could reduce earnings. Penalty for early withdrawal. Member FDIC. 2/2 2001 39