Attention: CD Buyers

8.00€Y0

GUARDIAN from page 7

Annual Percentage Yield (APY) *

Callable Certificates of Deposit -

•
•
•
•
•

FDIC insured to $100,000 per depositor, per institution**
Interest paid semi-annually
Final maturity in 10 years-1/26/10
Non-callable for one year
Callable thereafter @ 100 par

Call: John M. Schindler or Robert S. Widmyer

Financial Consultants

(248) 358-7107

4000 Town Center, Suite 1800, Southfield, MI 48075

SALOMON SMITH BARNEY.

The CD is non-callable for the first 12 months and then can be called every six months thereafter by the issuing bank. The
final stated maturity is 1/26/10. Minimum deposit $1,000. Subject to change and availability. Although we are not required
to do so, we endeavor to provide a secondary market so that CD holders can sell their CDs prior to maturity. The resale
price in such a transaction may be less than the principal amount invested. (APY as of 1/7/00.)
*APY interest cannot remain on deposit in the same CD; interest will be paid semi-annually.
**FDIC insurance covers a maximum amount of $100,000 per depositor, per institution (including principal and interest
combined) in each insurable capacity.
Salomon Smith Barney is a service mark of Salomon Smith Barney Inc.
© 2000 Salomon Smith Barney Inc. Member SIPC
A member of atigrour

SPECIALIZING IN ALZHEIMER'S CARE

With the financial contribu-
tion of JNF, Keren Kayemet
L'Israel, the official land agency
in Israel, is now focusing on
water resources and pollution
control for this nation of 6 mil-
lion people. Israel has experi-
enced a 20 percent population
increase in the past 10 years.
Even with one of the lowest
water-consumption rates in the
An aerial view of the Reshafim Reservoir in t,
world, Israel still must use
about 99 percent of its available Beit She'an Valley, part of the JNF's plan to
vide regional solutions to the growing water
resources — and rainfall in the
problem.
southern desert areas is only 2
to 2.5 inches annually.
point out to donors that their mor
"They need more reservoirs and
now should go to water resources
dams to capture whatever rainfall
rather than trees, and they underst
there is and hold recycled wastewater,
and agree to do this."
and they must develop new technolo-
President Lauder added, "The
gies to utilize brackish (salty) water
importance of reservoirs cannot be
and explore desalinization (purifying
overstated; they ensure economic 1)
sea water)," said Krosnick. "We try to
bility and independence for comm

Wat

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;ZVW 4-',1: 1 :n4 .40.3M:

in the other three months (t
,,, :;b7
terthr
scar
oucig February),
han
), it gs
t pre
o
esitu
v:r
lsai
ood
m. s
ince biblical times, the people
specter hangs
.
of the Middle East have lir , our tads dnily;s ecw*tr,precious
with the desert and o'''''` N,
farming, . and even
of water. Now, however,
\v4*.i. our ce8i*.i.' other Mid
pie are feeling they can no longer live
ins
ce the s ane Mort
with the constant threat of dro
the unheard-of prospect
tuft is given 60 per
rationing.
allocated
water in brit
'zvl, ;
Jewish National Fun , he:,
lowed by industry, then hom
American fund-raising arm for
`slaaers -bi&cities are receivi
Keren Kayemet Ilsra,
'"Airain: Jerusalem gets r
official land agency in t
ches annually and Tel Aviv
has taken on the Israeli water,
niches. The major drought is
shortage as one of its highest
the Negev area, the desert, tit
priorities. The JNF is conduct-
forms the southerxpart of
ing an all-out campaign to
Israel. Further we4h, mount
make American Jewry aware o
springs have dried up, many
the shortage, and seeks about
Viers and streams are
Atzil
$1 million monthly in dona-
major source
tions to solve the water problem.
Enter Ariel Atzil. He's the Israeli
emissary in JNF's Midwest z9\ t
Faced with
tro
in Chicago, covering Mi • '
mers -- Israel's primary water
other Midwest states. l''''s
--- say they may
tea
, .
agement con,,$urtt
ing an d i,**4:.„,
vegetables. Israel,
tour gww\
ea imps
business in Israel on the shelf,"
would
came here with his wife at the end of
1999 for a two- to three-year stint as
a in
JNF liaison. Now he devotes his time
y net
to the water problem..
m.
i
In Israel,
en it clow4 rain for
nine months of the year, and most of
the country only gets a few
.Allataw

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2000

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