"You're about to receive a distribution from your employer's retirement plan Now what?" The largest single sum of money you receive in your life will probably come from your pension, profit-sharing or 401(k) plan when you leave your company. • But how should you "accept"—or structure—your distribution? • What are your choices and options? • What are the tax implications? • What are the costs? • Consulting Group Services Salomon Smith Barney can accommodate the transfer of your distribution into a tax-advantaged account. To help you structure the tax treatment and investment program best suited to your needs, we are offering a free Lump Sum Distribution Analysis. Please call: John M. Schindler, Robert S. Widmyer, Financial Consultants, at (248) 358-7107 or (800) 283-9205 weekdays or this Saturday & Sunday from 11 a.m.-2 p.m. SALOMON SMITH BARNEY Salomon Smith Barney does not provide tax or legal advice. Please consult your tax/legal advisor for such guidance. Salomon Smith Barney is a service mark of Salomon Smith Barney Inc. © 1999 Salomon Smith Barney Inc. MenTher SIPC A member of citlgroupi Temple Beth El's LOREN B. FISCHER CULTURAL ARTS SERIES FOR CHILDREN AND THEIR FAMILIES presents "THE BILLY GOATS GRUFF" A Toledo Opera Presentation Three little billy goats change a gruff "bully" goat from foe to friend in this light-hearted re-telling of a traditional tale set to music by Donizetti, Mozart and Rossini. SUNDAY, MURRY 9 • 12:30 PM The BIG Calendar Let Pro-Detroit plug you into January. For young adults, post-college through 30-something. Jan. 9 Sunday, 7 p.m. Hillel of Metro Detroit and Pro-Detroit spon- sor a casual, interactive discussion on interviewing skills and techniques, resume writing, how to find the right employer, and what employers are 'looking for. D. Dan & Betty Kahn JCC, West Bloomfield. RSVP to Robyn Grauer, (313) 577-3459, or e- mail hillel@wayne.edu Jan. 12 Wednesday, 6-10:30 p.m. Women's American ORT Koach Chapter WINGO (Women only Bingo) at Adat Shalom Synagogue. $26 includes dinner and one bingo card. Raffle prizes and silent auction. To RSVP, call Rita Abramson, (248) 723-8860. Jan. 13 Thursday, 7 p.m. Kaplan professionals will discuss graduate school. Executive ballroom, D. Dan & Betty Kahn Jewish Community Center. RSVP to Alissa Brown of Hillel of Metro Detroit, (313) 577- 3459, or e-mail hilleljcsc@wayneredu Happy? Setting Your Priorities When Faced With Abundant Choices," a talk by Dr. Aaron Ahuvia, professor of marketing at University of Michigan-Dearborn. At Washtenaw JCC. Brunch follows. Sponsor: Connections, the singles program of Jewish Family Services of Washtenaw County. Donation suggested. For information, call Connections, (734) 971-3280. Jan. 23 Sunday, 12:30 p.m. Jewish Federation's Avenues (adults 35-50), TEVA (Federation's environmental group) and Hillel of Metro Detroit co-sponsor a Tu b'Shevat seder. Cost: $5. At the D. Dan & Betty Kahn JCC. For information, call Alaine Waldshan at Federation, (248) 203- 1486, or e-mail waldshan@jfmd.org Jan. 24 Monday, 9 p.m. Hillel of Metro Detroit CoffeeHouse Night. Jeff Klein of Republic Banc will teach a home-buyer's seminar. At Borders Book and Music, Farmington Hills. For information, call Robyn Grauer at HMD, (313) 577-3459. Jan. 25 Tuesday, 8:30 p.m. Jewish Jan. 17 Monday, 7 p.m. Agency for Jewish Education Educational Exchange at Barnes and Noble, West Bloomfield. "Jewish-Christian Relations in the Year 2000" will be discussed by Rabbi Amy Bigman of the Ecumenical Institute. No charge NO CHARGE Temple Beth El 7400 Telegraph at 14 Mile Road 851-1100 ext.3149 . toi Buz Holzman Photography Jana 18 Tuesday, 5:30 p.m. "Schvitz Away the Stress" with Hillel of Metro Detroit at the D. Dan & Betty Kahn Jewish Community Center. Spinning class, aerobics class, or personal work- out. Lo-cal refreshments. RSVP to Alissa Brown at HMD, (313) 577- 3459, or e-mail hilleljcsc@wayne.edu -Children and Family Portraits - Restoration of Old Photos -Digital Party Souvenir Photos - Fine Wedding Photography 248 932,17 80 1.( i 89 29655 W. Fourteen Mile Rd. (Farmington -Ii i711,sn. MI 48334 E-mail - buzholzman@aol.com WEINTRAUB JEWELERS WE SERVICE EVERYTHING WE SELL... AND EVERYTHING ANYBODY ELSE SELLS. Anybody Can Sell Jewelry But Nobody Provides Service & Discounts Like Weintraub a :L4 1/7 2000 92 Tuesday - Saturday 10-5 Sunset Strip • 29536 Northwestern Hwy. • Southfield • 248-357-4000 1= 1 THERE IS A DIFFERENCE. ME Jan. 21 Friday, 7:30 p.m. Young Adult Shabbat Service at Adat Shalom Synagogue. Interactive discussion during the service, followed by Kiddush. For information, call Jeremy or Beth Kahn, (248) 544-6433. Jan. 23 Sunday, 10:30 a.m. "How Much Money Does it Take to be Federation Young Adult Division Bar Nite at Snooker's Pool & Pub. For information, call Lauren Dworkin at Federation, (248) 203-1492, or e- mail dworkin@jfmd.org Jan. 25 Tuesday, TBD. Jewish Federation Young Adult Campaign event with Itai Tannenbaum. For information, call Josh Cohen at Federation, (248) 203-1471. Jan. 29 Saturday, 7:30 p.m. The Jewish Federation of Washtenaw County and University of Michigan Hillel are co-sponsoring The Life and Times of Hank Greenberg at Michigan Theater, Ann Arbor. Jan. 30 Sunday, 10:30 a.m. Shalom YAD Nosh-n-Schmooze Bagel Breakfast. Young adults new to the community or new to YAD are wel- come. For location information, call Kara Friedman at Federation, (248) 203-1499, or e-mail kfriedman@jfmd.org