Bill Nagler, M.D. www.dietresults.com Township Planning Commission and the Bloomfield Township Mediation Board, Lubin established his firm in 1973. He is a graduate of the University of Michigan architecture program. "I am thrilled to have been chosen, and to be honored by the Builders Association is a great tribute," said Lubin. Lubin specializes in designing high-end, luxury, single-family homes, primarily in northern Michigan. The Lubin Associates designs have been built across the country and published in leading magazines. He is currently involved in the development of Turtle Lake, a 250-acre estate site at Square Lake and Telegraph roads. Lubin donated the design plans for Gilda's Place in Royal Oak two years ago, and has been involved with Habitat for Humanity. Honored as outstanding real estate broker of the year was Dennis P. Dickstein, chairman of the board, president and CEO of Ralph Manuel Associates - West Inc. Realtors in Farmington Hills. Like Lubin, Dickstein is the first person to receive the new award. Dickstein is both a third-genera- tion builder and general contractor and a real estate broker and apprais- er. Since 1958, he has sold, built, developed and worked on more than 50 condominium complexes. He has personally sold more than 1,200 condominium units and 4,000 homes. President of BIA in 1987, Dickstein has built office buildings, restaurants and commercial proper- ties, as well as more than 2,000 sin- gle-family dwellings in Wayne, Oakland, Washtenaw and Macomb counties. "I am obviously surprised and pleased to have been recognized," said Dickstein, who is also chairman of the board of Executec Mortgage Corporation. Dickstein has served as trustee and director (since 1986) of the Multiple Sclerosis Society, Michigan Chapter Inc. He has been a member of the executive committee since 1986, and is currently second vice chair. In October, Dickstein received the MS Hope Award for being the most effective volunteer in the state in 1999. "I strongly believe that you give back to the community," said Dickstein. 7 Y2K Medication Diet Lose 30 Pounds by 2000 Appointments (734) 422-8040 Wail Order (800) 511-9769 16311 Viddlebelt, Livonia Our CDs ECAOSTLIR" BANK Member F.D.I.C. Don't play Music, but could be Music 6.0 5 to your Ears A.P.Y.* 248-338-7700 or 248-352-7700 2600 Thlegraph Rd. • Bloomfield Hills • MI 48302 This is a Federal Deposit Insurance Corporation insured account (FDIC). A minimum opening deposit and balance of $500.00 is required to obtain the stated Annual Percentage Yield. *Annual percentage yield when compounded quarterly. Rate is accurate as of 11/19/99. Penalty for early withdrawal from certificate accounts may be assessed. We're • Michigan Heritage Bank Rates Above The Rest. Tow- NI I C II 1.G. ERITIG• (Icja-nA 5.90% ID`l 6.00% APY 4.50% APY 12 Mo. CD 18 Mo. CD Heritage Classic Minimum $300 Minimum $500 Checking A ccou n t Minimum $2,500 Unlimited free Checking Visit our web site: www.MIHeritage.com or call for a CD by mail application. TROY: Troy Sports Center NOVI: Next to the Novi Hilton 21211 Haggerty Road at 8 Mile 1-500-914-3524 r FDIC C LENDER IMISUred 1917 East Big Beaver at John R./Next to Starbucks Coffee 1-248-619-0264 *Annual Percentage Yield is effective as of December 17, 1999. Penalty for early withdrawal. Business or brokered accounts not eligible. Rates subject to change without notice.