Di d You Know...

That you can avoid the tax bite three ways by
establishing a charitable gift annuity?

Memos

Turn your appreciated stocks into a guaranteed high-yield return for your (and your spouse's) lifetime:
• Avoid immediate payment of long-term capital gains taxes.
• Enjoy a reduction in your current income tax bill for a portion of your gift.
• Save federal estate taxes on the entire amount of transferred assets.

Unlock your long-term capital gains, reinvest in a guaranteed high-yielding charitable gift annuity, and
provide a permanent endowment fund in your name to benefit your Jewish community in perpetuity.

Want to learn more? Please contact the endowment professionals at the the Jewish Federation
of Metropolitan Detroit for a free, no-obligation consultation at (248) 203-1461.

is a Community
wment Fund

T his is , E e„.Jeration

Visit us on the Web: www.thisisfederation.org

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Russell Zack

Russell Zack, division president of
AppNet Inc., was recognized by 40
Under 40, a Detroit business commu-
nity annual roster that honors busi-
nessmen who have demonstrated ini-
tiative, drive, scope of achievement,
potential for future leadership and
community involvement while under
the age of 40.

Robert M. Meisner of Meisner &
Associates will speak at the United
Condominium Owners of Michigan
seminar 8 a.m.-3 p.m. Saturday, Oct.
23, in Troy. To register, call (248) 352-
8490.

A pre-business workshop is being
offered by the Service Corps of Retired
Executives 8:45 a.m.-1 p.m. Saturday,
Oct. 23, at Lawrence Technological
University, Southfield. To register, call
SCORE at (313) 226-7947.

The Entrepreneurs' Network of
Michigan is holding a series of brain-
storming breakfasts at DoubleTree
Guest Suites, 28100 Franklin Road,
Southfield. They are scheduled 7:15-9
a.m. on these Thursdays: Oct. 28,
Nov. 11 and Dec. 2, 16 and 30. For
reser,r9tions, call (248) 352-7470.

Deadlines

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The normal deadline for local news and
publicity items is noon Thursday, eight
days prior to issue date. All material must
be typewritten, double-spaced, on 8V2x11
inch paper and include the name and day-
time telephone number of sender.

3160 HAGGERTY ROAD • WEST BLOOMFIELD • 248-624-7300
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PETOSKEY, MI 49770 • 616-348-8692
SHOWROOM HOURS: M-F 11-5, SAT. 11-3 OR BY APPOINTMENT