Attention Investors: Here's Your Solution To Tax-Free Monthly Income For decades, investors have purchased municipal bonds for their safety, security and tax-exempt income. Now, Morgan Stanley Dean Witter National Municipal Bond Check-A-Month Portfolio (M-CAMP), offers you the opportunity to own a diversified portfolio of high-quality municipal bonds. "M-CAMPs" are professionally selected portfolios of six individual municipal bonds pro- viding monthly income. Most of the individual bonds are rated "AAA," the highest rating assigned by Moody's and Standard & Poor's. Although the bonds are purchased together, they may be sold individually or collectively at any time. • Attractive Tax-Exempt Yields • Monthly Tax-Free Income • Diversification • High-Quality Securities • No Annual Fees • Daily Liquidity* By purchasing six different issues with alternating coupon payments, you receive monthly income that's tax-exempt. This income is free from federal taxation and in most cases free from state and local taxes as well. For more information on Morgan Stanley Dean Witter M-CAMPs, call the number below today [or send in the coupon for details]. Take One Bab y Step Temple Emanu-El takes over the infant care program from the. Oak Park ICC 100 West Big Beaver Road, Suite 500 P.O. Box 4690 Troy, MI 48099-4690 Paul A. Toby Associate Vice President Financial Advisor Retirement Planning Specialist (800) 776-8282 • (248) 680-2243 MORGAN STANLEY DEAN WITTER * If bonds are sold prior to maturity, prices may be higher or lower than the original purchase price and actual yields may be higher or lower than the yields stated when the original investment was made. Dean I,Vitter Reynolds Inc. is not a tax advisor. Investors are urged to consult with their personal tax advisors regarding the effects of the new legislation on their situation as well as the tax consequences of any investment decisions they may make. Morgan Stanley Dean Witter is a service mark of Morgan Stanley Dean Witter ct Co. and services are offered through Dean Witter Reynolds Inc., member SIPC. CD 1999 Dean Witter Reynolds Inc. r Morgan Stanley Dean Witter 100 West Big Beaver Road, Suite 500, P.O. Box 4690 Troy, MI 48099-4690 ATTN: Paul A Toby El YES, I am interested in consistent, reliable, monthly tax-free income. Please send me more complete information on the Morgan Stanley Dean Witter National M-CAMP I will read this information carefully before I invest or send money. Name Address City State Zip . ( Home Phone Business Phone TO ALL MY VALUED CUSTOMERS I AM NOW AT TROY FORD 777 John R • Troy TO SERVE ALL YOUR CAR & TRUCK NEEDS MIKE SCHLUSSEL (248) 585-4000 2 48-597-5 13 3 Direct Line Ask about our Preventive Maintenance Program 24 Hour Emergency Service 30 Vehicles • Radio Dispatch Quality Installation 7/9 1999 1110"0-1011M 0,04,40%,koipik • ) 335-455 5 The temple operation began July 1, much to the delight of the Hirsches. "All things considered, we felt more comfortable giving these folks a shot auren and Jon Hirsch faced a continuing the program where it was tough problem last winter. located," said Lauren Hirsch. Could they find high-quality Ten of the 11 children day care for who could be in the pro- their 11-month-old Lauren Hirsch with her gram stayed; the sole daughter Alyssa at a secu- daughter Alyssa, who defection was a family lar agency or would they attends the infant-tod- that lives in West need to keep her at dler program now run Bloomfield. home? by Temple Emanu-El at Hirsch said the deci- Alyssa had been one the JCCs JPM building sion to keep Alyssa in the of 11 children in a in Oak Park. program was influenced much-praised but by the temple's success in money-losing infant-tod- a related venture. dler program at the "I have friends that have their chil- Jimmy Prentis Morris Jewish dren in the preschool program and Community Center building in Oak that has given me the utmost confi- Park. In March, the center's directors dence," she noted. "They've got a suc- voted to shut down the program to cessful, viable business going there and help remedy a $200,000-a-year spend- I think it would translate (to the ing overrun. infant program)." After a major uproar from parents, It didn't translate to financial suc- neighboring Temple Emanu-El came cess six years ago, the last time the to the rescue, saying it would take synagogue, adjacent to the JPM over the infant-toddler care and con- building, tried to run an infant-tod tinue to run it at the JPM building. LONNY GOLDSMITH Staff Writer