Attention Investors: Here's Your Solution To Tax-Free Monthly Income For decades, investors have purchased municipal bonds for their safety, security and tax-exempt income. Now, Morgan Stanley Dean Witter National Municipal Bond Check-A-Month Portfolio (M-CAMP 3), offers you the opportunity to own a diversified portfolio of high-quality municipal bonds. - "M-CAMPs" are professionally selected portfolios of six individual municipal bonds pro- viding monthly income. Most of the individual bonds are rated "AAA." the highest rating assigned by Moody's and Standard & Poor's. Although the bonds are purchased together, they may be sold individually or collectively at any time. • Monthly Tax-Free Income • Attractive Tax-Exempt Yields • High-Quality Securities • Diversification • Daily Liquidity* • No Annual Fees By purchasing six different issues with alternating coupon payments, you receive monthly income that's tax-exempt. This income is free from federal taxation and in most cases free from state and local taxes as well. For more information on Morgan Stanley Dean Witter M-CAMPs, call the number below today [or send in the coupon for details]. An Inspiring Example Army dedicates Warren training room in Karen Friedman's memory. SUSAN TAWIL Special to the Jewish News swimming and diving. And once, she even piloted a plane. Encephalitis contracted during a llness robbed Karen Friedman bout with the Asian flu when she was of her sight when she was 11. 11 left her comatose for three months. But that didn't deter her will to Doctors doubted she would survive; live or rack up achievements. they said if she did, "she would be a It took a stroke, which claimed her vegetable," recalled her brother, life last September at age 51, to beat her. Bernard Friedman of Oak Park. Still, The \Varren-based U.S. Army Tank- their mother, the late Sarah Friedman, Automotive and Armaments never left her daughter's side and Command (TACOM), where Ms. "talked to her constantly," he said. Friedman worked and inspired others When Ms. Friedman regained con- for 20 years, dedicated a training room sciousness, she was sightless \ _)in her memory June 16. — her optic nerve had been /- ft was the first time that damaged. TACOM dedicated some- A quick learner, however, thing in the workplace to she went on to master a woman or a physically - Braille, re-learned basic skills challenged person. • like eating and later main- Family members, fel- tained an active, outgoing low employees, digni- life, said her aunt, Doris taries and Snowball, a Novetsky of Oak Park. trained Labrador retriev- The Association of er, representing Leader Karen Fr iedman Military Comptrollers has Dogs for the Blind, established a scholarship gathered to honor her memory. program in Karen Friedman's name. Presiding at the dedication, Major Co-workers donated $1,000 to the General Roy E. Beauchamp cited Ms. Rochester Hills-based Leader Dogs Friedman's "fighting spirit and deter- for the Blind school. mination. To commemorate her commitment "Karen refused to be defeated by to education and helping others on the her adversities and obstacles," he said, job, TACOM has created an Excellence ',ailing her "an inspiration and exam- in Training Award, to be given annually )3 le to all — truly a hero. in the Karen Friedman Training Room. Valedictorian of her Oak Park At the dedication ceremony, Ms. High School class, Ms. Friedman Friedman's supervisor, Ken Simpson earned bachelor's and master's degrees (who adopted Ranger, her Leader from the University of Michigan and Dog), and Bill Smuda, a TACOM another master's from Central engineer, recounted how her comput- Michigan University. She taught er was adapted to verbally read out English as a Second Language and the screen text. They reminisced was fluent in French and Spanish. about how she would call manufac- At TACOM, Ms. Friedman worked turers and prod them to develop spe- as a management analyst and, accord- cific technological advances needed ing to co-workers, was a computer for her work assignments. whiz. She was TACOM's Employee of Ms. Friedman's friends and co-work- the Year in 1995 and the Federally ers, Kitty Derbin and Brenda Lewis, Employed Women's Member of the conceived and organized the TACOM Year in 1991. Training Room dedication. Derbin In 1997, she completed the presti- returned from a Caribbean cruise with gious Women's Executive Leadership Friedman a month before her death. 7rogram in Washington. "Her biggest regret was that she Ms. Friedman wrote children's hadn't ever visited Israel. She was plan- books and short stories. She served as ning to go there next," Derbin said. a Toastmaster and a motivational Fellow employee Chris Gorsline set speaker for training programs in the up a table at the ceremony, featuring workplace as well as for schools and mementos of her friend's life. Said charitable groups. She enjoyed travel- Gorsline: "Karen wanted to experi- ing, bicycling, playing the piano, ence every facet of life." I Paul A. Toby Associate Vice President Financial Advisor Retirement Planning Specialist 100 West Big Beaver Road, Suite 500 P.O. Box 4690 Troy, MI 48099-4690 (800) 776-8282 • (248) 680-2243 MORGAN STANLEY DEAN WITTER * If bonds are sold prior to maturity, prices may be higher or lower than the original purchase price and actual yields may be higher or lower than the yields stated when the original investment was made. Dean Witter Reynolds Inc. is not a tax advisor. Investors are urged to consult with their personal tax advisors regarding the effects of the new legislation on their situation as well as the tax consequences of any investment decisions they may make. Morgan Stanley Dean Witter is a service mark of Morgan Stanley Dean Witter & Co. and services are offered through Dean Witter Reynolds Inc., member SIPC. © 1999 Dean Witter Reynolds Inc. r Morgan Stanley Dean Witter 100 West Big Beaver Road, Suite 500, P.O. Box 4690 Troy, MI 48099-4690 ATTN: Paul A. Toby El YES, I am interested in consistent, reliable, monthly tax-free income. Please send me more complete information on the Morgan Stanley Dean Witter National M-CAMP. I will read this information carefully before I invest or send money. Name Address City ( State Zip ) Home Phone Business Phone p Our My Window on the World' and, Once Upon A Timer" programs help preschoolers get a leg up. We provide them with activities in math, reading, science and music. And since young children learn best through hands-on-experience, it's a good idea to involve their feet, too. West Bloomfield Farmington Farmington Hills 6615 Middlebelt Road 38325 West 14 Mile Road 25005 Middlebelt Road (248) 855-1963 (248) 661-5850 (248) 477-4040 KinderCare REGISTERED ELECTROLOGISTS Come and let us remove your unwanted hair problem and improve your appearance. Near 12 Mile Rd. between Evergreen & Southfield Ask for Debby at 248.559 91969 (Appointment Only) ,Mt,:*Vc'V; Ata, „tvs. 6/25 1999 Z. Detroit Jewish News 17