Attention Investors: Here's Your Solution To Tax-Free Monthly Income For decades, investors have purchased municipal bonds for their safety, security and tax-exempt income. Now, Morgan Stanley Dean Witter National Municipal Bond Check-A-Month Portfolio (M-CAMP'), offers you the opportunity to own a diversified portfolio of high-quality municipal bonds. "M-CAMPs" are professionally selected portfolios of six individual municipal bonds pro- viding monthly income. Most of the individual bonds are rated "AAA." the highest rating assigned by Moody's and Standard Poor's. Although the bonds are purchased together, they may be sold individually or collectively at any time. • Attractive Tax-Exempt Yields • Monthly Tax-Free Income • Diversification • High-Quality Securities • No Annual Fees • Daily Liquidity* By purchasing six different issues with alternating coupon payments, you receive monthly income that's tax-exempt. This income is free from federal taxation and in most cases free from state and local taxes as well. For more information on Morgan Stanley Dean Witter M-CAMPs, call the number below today [or send in the coupon for details]. Paul A. Toby Associate Vice President Financial Advisor Retirement Planning Specialist P.O. Box 4690 Troy, Ml 48099-4690 (800) 776-8282 • (248) 680-2243 * If bonds are sold prior to maturity, prices may be higher or lower than the original purchase price and actual yields may be higher or lower than the yields stated when the original investment was made. Dean Witter Reynolds Inc. is not a tax advisor. Investors are urged to consult with their personal tax advisors regarding the effects of the new legislation on their situation as well as the tax consequences of any investment decisions they may make. • Morgan Stanley Dean Wit-ter is a service mark of Morgan Stanley Dean Witter & Co. and services are offered 1999 Dean Witter Reynolds Inc. through Dean Witter Reynolds Inc.. member SIPC. Morgan Stanley Dean Witter 100 West Big Beaver Road, Suite 500, P.O. Box 4690 Troy, MI 48099-4690 ATTN: Paul A. Toby ❑ YES, I am interested in consistent, reliable, monthly tax-free income. Please send me more complete information on the Morgan Stanley Dean Witter National M-CAMP. I will read this information carefully before I invest or send money. Name Address ( State ) Home Phone Content Ease of Use Design Immigration Information Galore 100 West Big Beaver Road, Suite 500 MORGAN STANLEY DEAN WITTER City Cyber Spot reviews and Web site addresses are now on JN Online: www.detroitjewishnews.com Business Phone Zip ace it: a lot of Jewish . organization sites on the Web are little more than advertising brochures. The idea seems to be that folks will stumble onto the site and be so impressed they'll send money. Yeah, right. But the new Hebrew Immigrant Aid Society (HIAS) homepage, while including some basic promotional information about the 119-year old group, aims to be helpful and does a darned good job. The HIAS site opens with this ban- ner: "Kosovo Crisis: How You can Help." Click on it an you'll learn how the Jewish organization is helping the U.S. government with the resettlement of Moslem refugees. There's also infor- mation both for families of Kosovar refugees who might be admitted and for Jews who simply want to help. An "immigration information" sec- tion provides detailed answers to a num- ber of questions about the immigration process - things like green cards, affi- davits of support and the like. Another section offers a very basic statistical overview of immigration and F and tigers tie Neietnaker Cheers Vizitor Notorious Higher Ground The Contours Bill Meyer Teen Ang H ot I .... 1..... ow., 1,•••., ,...1 t......, I) St, Z77.00•0 0 127 t•i710,1 a,ass trt isr a a, 1 lik ft.NTRAt. ttlintesu Or STATISTICS ,. . ,. .74z, ..., ,, , s •,.i';',..;,;'?. zi.to ,.:?: . . ...“.,,,, f:: ■ •• • • • l * 1+A • ' ..i.,{1; ii:X.:,\ V;...:: hl.iiq..15 C,1i1.1"10.1 0199, -1959 TS. Eve of ',.s.,:....L.'1,.% tor** fon1=1. ,, Ime, ...Kb. ,,,,,,,, =In ...sr,. ea S., be rm. .1, ,,,,, d N.,,,,,,,...,......,,,,......a.<1......., ............... ft.il 5/14 1999 102 Detroit Jewish News e ■ —• ••••••... fe, .04., al • lItdorws. I 111116a:run SlIf•ietV W. ,....ma• le M • ,ra. sav erWW1 ...Ire,r.r.,;, ntn: sN Sena.). 11\ refugee patterns, although there's too little here to be really useful. More useful is the information about schol- arships that HIAS offers to deserving immigrants. Last year, the group awarded some $150,000 in grants. Also check out the concise section on the history of the organization - it is, in effect, a chronicle of Jews in the United States. The HIAS site is efficient and tidy. There are no fancy graphics to slow c–\ down your computer, no blaring pitches for donations. Other Jewish organizations should take a look to see how to do the Web the RIGHT way. James D. Besser — Seen On The Net: nictscalm the (t,trot (urea. x45.1471(3 tin.rbet) ...:u iv,. IleOre.1110wit ..... Want to know the size of the typ- ical Israeli household, or the gory statistical details of Israel's balance of trade status? Then check out the Central Bureau of Statistics site in Israel, a compendium of miscellaneous information that provides an interesting picture of life in the Jewish state. While there's lots of good stuff here, the data is jammed together. Some of the charts — which include text in both English and Hebrew — are inadequately labeled. — James D. Besser