Considering
Early
Retirement?

Son-and-father team Ronald Yolles and Murray Yolles have

combined forces to bring you You're Retired, Now What?
Money Skills for a Comfortable Retirement, a ground-break-

ing personal finance guide that covers everything from the best

investment strategies to maximizing retirement plans and IRAs.

Twice-recognized by Worth magazine as one of the top financial
advisors in the country, Ronald Yolles, JD, CFA is also the

mutual funds columnist for Better Investing

magazine. His firm, Yolles Investment

Management, Inc., is Michigan's largest

investment counsel firm dealing exclusively

Faye Bloom, Sadie Rice, Rose Mathis and Faye Weinstein share a table in the Teitel
Apartments cafeteria.

with no-load mutual -funds. Murray Yolles,

JD, MBA, a leading tax attorney in Michigan

for 35 years, joined Yolles Investment

You're Retired, Now What? is

Worlds Apart

available at the Jewish Book
Fair through November 15 and
at all major bookstores.

Russian- and American-born Jews at Teitel
Apartments share space but not much else.

Management, Inc. in 1994.

Meet the Authors:
Ronald Yolles and
Murray Yolles

FRIDAY,
JANUARY 15, 1999:
7:00 p.m.
Presentation &
Book Signing
Barnes & Noble
6575 Telegraph Rd.
Bloomfield Hills
(24-8) 540-4209

SATURDAY,
JANUARY 16, 1999:
2:00 p.m.
Presentation &
Book Signing
Barnes & Noble
3245 Washtenaw
Ann Arbor
(734) 677-6475

TUESDAY,
JANUARY 19, 1999:
7:00 p.m.
Presentation &
Book Signing
Borders
Southfield & 13
Birmingham
(248) 644-1515

TUESDAY,
JANUARY 26, 1999:
7:00 p.m.
Presentation &
Book Signing
Borders
5601 Mercury Drive
Dearborn
(313) 271-4441

TUESDAY,
FEBRUARY 9, 1999:
7:30 p.m.
Presentation &
Book Signing
Borders
34300 Woodward
Downtown Birmingham
(248) 203-0005 .

Proceeds to the
Karmanos Cancer
Institute

Proceeds to the
University of
Michigan

Proceeds to the
Karmanos Cancer
Institute

Proceeds to the
Karmanos Cancer
Institute

Proceeds to the
Karmanos Cancer
Institute

YOLLES

INVESTMENT MANAGEMENT, INC.

3000 Town Center, Suite 2550
Southfield, Michigan 48075
(248) 356-3232
www.yollesinvest.com

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(248) 853-7440
(810) 790-3065

12 Detroit Jewish News

YOUR

DUTAl LI ER

10

HEADQUARTERS

HARRY KIRSBAUM
StailWriter

A

t the Teitel Apartments in
Oak Park, where immigrant
"New Americans" share
space with those who have
lived in this country for all or most of
their lives, some issues — of language,
culture and money — are clouding
understanding between the two groups.
For example, Irving Adelman, 91,
-president of Teitel's resident council,
recalled going to an Oak Park drug-
store recently to pick up his monthly
medication. As he wrote out the check
for $299.50, a woman he recognized
as a fellow resident remarked, You
must be a rich man."
The woman, a Russian immigrant
who has become a New American,
then handed the clerk $2, the cost to
pay for her own medication.
Adelman, who is married to a New
American, said he isn't really bothered
by the difference between what he and
the woman paid for their pills, but
was angered by her misunderstanding
of his situation.
"Some of them are under the
impression that Americans are all
wealthy," he said.

Harry Kirsbaum can be reached at

(248) 354-6060, ext. 244, or by e-mail
at hkirsbaum@thejewishnews.com .

Some, but not all.
"I am not under the impression
that all Americans are rich," said
Malka Sklyarskaya, a Teitel
Apartrhents resident council vice presi-
dent. She emigrated here nine years
ago and became a citizen in 1994.
Still, she and others from Russia
generally are poorer, which qualifies
them for benefits the "Old Americans"
are not likely to receive.
According to Ida Kogan, Teitel's
resident services coordinator, the New
Americans become eligible for
Medicaid and food stamps soon after
arriving. Provided they become citi-
zens, they are eligible for Medicare
and Social Security benefits five years
later.
The government doles out funds
based on income, and the Russian-
born Jews have very little income
compared to the American-born resi-
dents, she said.
Faye Bloom, 80, who spends $550
a month on medication, claims that
the New Americans pay $2 for a bot-
tle of medication that costs her $4 for
each pill.
"I don't begrudge the New
Americans, they are here and we're all
entitled to something, but it's not fair
for us to bear the complete burden,"
she said. "We're human, too."

WORLDS APART

on page 14