".0

I 26P f everyday" 20% off everyday 20% off everyday 20% off everyday 20% off everyday 20% off

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he investing theme.
"Shop in your closet," Essick
avises. "Look at what you own. See
it's time for a makeover. Look at
e trendsetters, but avoid fads.
atch for bargains." Sensible shop-
ing, she concludes, works for stocks
s well as for clothes. "A woman
hould plan her stock portfolio like
er shoe wardrobe. Think sneakers,
andals, stacked heels and high heels.
n't put your eggs in one basket."
Planning for the future is more
mportant than ever, she says, espe-
ially for women. A divorced moth-
r, she emphasizes financial indepen-
ence.
Essick's early career plans did not
nclude managing investment portfo-
ios. "I was lucky and fell into the
ld," she admits. A graduate of Oak
ark High School and Michigan
tate University, she majored in
ommunications and journalism.
er first job was writing news stories
t \\'XYZ Radio, but the assignment
as "the graveyard shift" — 2 to 10
.m. A temp job at Comerica Bank
ed to a permanent assignment in the
nvestment department.

248.855.4488

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NOVEMBER 29 THRU DECEMBER 20
12 NOON - 5 p.m.
MONDAY THRU SATURDAY
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It the Michigan Heritage Bank CI) by Just call for an application and drop it in the mail with a check.
Simple. It could be the best 32 cents you'll ever invest.

4.80%

Sensible shopping
works for stocks as
well as for clothes.

Essick found her new job fascinat-
ing, and she enrolled in night school
to acquire a master's in finance. She
has been in the investment industry
18 years, and was one of the first
women in the area. She joined
Munder Capital Management 10
ears ago and now ranks among the
most senior women in her field
nationally.
In addition to her volunteer work
for the Jewish Federation of
Metropolitan Detroit, Essick is a
board member of the Child Abuse
and Neglect Council of Oakland
County, Kadima and the Jewish
National Fund.
Essick and her 10-year-old daugh-
ter, Mara, attend Temple Shir
Shalom. She quotes Rabbi Dannel
Schwartz: "To have luck, we should
always prepare ourselves to be lucky.
We must study and put ourselves in
the right places to be there at the
right time." i.

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LOCATED IN
THE ORCHARD MALL
6385 ORCHARD LAKE
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to

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• The Michigan Heritage Bank CD by Mail

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One Year Certificate

A.P.Y.*

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Insured 113

Annual Percentage. Yield is efTectiw as of Nov. 27. 1998. Penalty -
fir early withdrawal. Business Or brokered accounts not eligible.

Udagt4

21211 Haggerty Road at 8 Mile.
Next to the NONi

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2600 Telegraph Rd. • Bloomfield Hills • MI 48302

This is a Federal Deposit Insurance Corporation insured account (FDIC). A minimum open-
ing deposit and balance of $500.00 is required to obtain the stated Annual Percentage Yield.

*Annual percentage yield when compounded quarterly. Rate is accurate as of
12/25/98. Penalty for early withdrawal from certificate accounts may be assessed.

Detroit Jewish News

12/25
1998

55