P. . `The hell with it.' They wear you out." Ester Moncznik, 82, of Southfield, and Lola Kwasniewski, 72, of Oak Park, close friends and workout partners at the Jimmy Prentis Morris branch of the Jewish Community Center, had to fight to get pensions. Both grew up in small Polish towns, were forced into slave labor factories making ammunition for Germany, and fled to Israel after the war. They were paid pensions in Israel, but once they emigrated to America — Moncznik in 1957, Kwasniewski in 1963 — their compensation payments were cancelled. They refiled in the early `90s and now receive payments of about $800 every three months. They file claims to receive slave labor payments and constantly deal with lawyers from Israel, Germany and Washington, D.C. All four of these survivors filed for claims through Jewish Family Service, which handles the Conference on Material Claims Against Germany's Hardship Funds and Article .2 Funds, Swiss bank claims and any other type of claim for Detroit area survivors. The JFS also receives money from the Claims Conference for a home care program, which assists survivors in transportation and house cleaning. Organized from a meeting of 23 major Jewish and international organi- zations in 1951, the Claims Conference fought for and won com- pensation in many forms, including direct compensation from the West German Government to former German citizens, refugees and stateless persons in the form of lifetime pen- sions. Over 270,000 victims have received pensions since 1952; 100,000 still do. In recent years, the Conference has worked out two agreements with the German government. The Conference's Hardship Fund, a one-time payment of 5,000 deutsch marks (about $2,800), was created in 1980 for survivors who were refugees from Soviet-bloc' countries. So far over 300,000 have applied for the grant, and over 188,000 have received the payment. The Conference's Article 2 Fund, created in 1990, is a one-time pay- ment of 5,000 deutsche marks and monthly installments of 500 deutsche marks for persons who survived six months in a concentration camp, or spent 18 months in a labor camp, ghetto, or in hiding. The fund is controlled by the Claims Conference, but limited by the German government to individuals who make less than $16,000 or a combined $24,000 for married cou- ples. Beginning Jan. 1, 1999, survivors over 70 years old will be able to omit Social Security from their income, a spokesperson said. The two funds have disbursed a total of $778 million. Over 406,000 claims have been filed. According to Dave Moss, director of marketing and development at Jewish Family Service, the restitution program has helped about 1,900 sur- vivors file claims in 40 years, and of the current caseload of 1,000, about 80 percent receive some type of resti- tution. He attributed the holdup to the German government. The strict guide- lines state that applications must be filled out in German; spelling and grammar must be correct. "It's a time-consuming process, everyone goes through the forms with a fine-tooth comb," Moss said. He guesses that delays in receiving money stem from the red tape found in a large bureaucracy. William Marks, a private practice attorney based in Washington, D.C., who specializes in Holocaust claims, said lack of information in filing is the culprit. "I could spend three hours just talking- about the different forms, he said. "There is a vacuum of informa- tion. Survivors don't know their rights. "I do my best to educate, but education does not always equal victory," he said. The German government has imposed certain restric- tions, of which survivors may not be aware, he said. Some concentration and slave labor camps are excluded from certain forms. "A number of people who get life- time pension payments don't realize the very complicated legal and medical process involved in getting an increase in those payments," he said. "Survivors are filing claims and being routinely rejected. The process has to be done a certain way." He also cites delays caused by tens of thousands of applications of all kinds, with staff on all sides unable to keep pace. But claims for money aren't the only problems facing survivors. Dr. Charles Silow, a psychologist who has treated about 100 survivors, said although a high percentage of his patients have legitimate claims, many didn't apply for reparations. They "didn't want German blood money. How much is a dead family member worth?" he said. Later on, they needed money because of retirement, fixed income, or the death of spouse, but claims for those pensions expired in 1965. But last year, at the Shaarey Zedek meeting, Marks was brought in to give an overview about the claims process. As a result, Silow said, "a lot" of sur- vivors have applied for Article 2 funds as well as increases in their compensa- tion. "Every survivor will react dif- / ferently," he said. "The reparations take on a particular mean- ing to each of them." Psychologically, Silow added, "Going after claims brings memories back in a more focused way. Typically, they have to see a doctor, talk to an interviewer, and collect their medical records." Many need the money to survive, but all are skeptical that they'll receive it. Yet, survivors keep filing claims. "It's a terrible thing what they do, the memories we have to live with," said Bolton. Moncznik shares the same view. "It's tough on me to think about it," she said. "I suffered a long time." ❑ • Conference on Jewish Material Claims Against Germany, Inc. Assists Holocaust survivors in obtaining compensation from the German government for suffering during the Holocaust. The Hardship Fund, a one-time payment of DM 5,000, was cre- ated in 1980 for survivors who were refugees from Soviet bloc countries. The Article 2 Fund is a one-time payment of DM 5,000 and monthly installments of DM 500 given to persons who survived six months in a concentration camp, 18 months in a labor camp, ghetto, or in hiding. (212) 696-4944 • Jewish Family Service Indemnification and Restitution Services An agency of the Jewish Federation of Metropolitan Detroit and the United Way, it handles all claims of Holocaust survivors. (248) 559-1500 • New York State Banking Department Holocaust Claims Processing Office The New York State Banking Department Holocaust Claims Processing Office is the only governmental agency in the world formed to assist survivors to recover assets from Swiss banks, monies never paid from European insurance compa- nies, and lost or looted art. So far, a total of 1900 claims have been filed through the office, 1,100 claims to Swiss banks. Those claimants, if approved, will share in the $1.25 billion settlement reached last week. Authorized in 1997 by Governor George Pataki, assists individuals of all backgrounds in seeking to recover assets deposited in Swiss banks, monies never paid in connection with insurance policies issued by European insur- ance companies, and art that was lost or looted. (800) 695- 3318 U.S. Department of Justice Foreign Claims Settlement Commission of the IThited States Made an agreement in September 1995 for compen- sation to HoloCaust survivors who were U.S. citizens at the time of their internment in a concentration camp and had not previously received German government compensation. Ten people shared $2.1 million. ❑ 8/21 1998 Detroit Jewish News 9