Visit us at www.firstofamerica.com Many happy returns. ifi T First of America gh.toNwluMAMOWBUI ■ AdMtle MIWIromilbFri iv $1,000 SUPERIOR PERFORMANCE FirsRate Savings 4.00 H F U N 5 .00 APY minimum $10,000 d D 6.00 APY APY Based on a balance of $75,000 minimum The Superior Performance Fund Connections Savings The FirstRate Fund Connections Savings goes that extra step by rewarding This savings account works even harder for you. When you This savings account is superior in many ways. you with a higher rate, Just open a new account with a open your account with $10,000 or more in new money*, When you open your account with $25,000 in new minimum opening deposit of $1,000 in new money': you'll earn a higher rate tied to the 13-WeekTreasury Bill. money*, you'll earn a higher interest rate tied to the You'll have access to your money at any time. Plus, it will You'll enjoy complete access to your money anytime you 13-WeekTreasury Bill. That means, when the market be FDIC insured. If you're not a Connections Savings need it. Plus, rt will be FDIC insured. And you'll get goes up, so does the interest you'll earn. Plus, your customer, become one today. it all with no monthly service fees. money will be fully liquid and FDIC insured. Open an account on-line at www.firstofamerica.com , at your nearest branch, or call to open by mail. FIRST°FAME(10k 1-800-222-4F0A Annual Percentage Yields (APYs) and interest rates are accurate as of 4/6/98 and apply only to new accounts opened with new money. *New money is defined as money not currently on deposit with First of America. APYs and interest rates are subject to change without notice after account opening. The APY for FirstRate Fund balances of S10.000 or more is tied to the 13-Week Treasury Bill rate. The APY for balances below $10,000 is determined by the bank and is currently set equal to 1.13%. For Superior Performance Fund the interest rate for the portion of the balance that is S100.000 is tied to the 13-Week Treasury Bill weekly auction discount rate, less not more than 1.50%. As of 4/6/98, the interest rate for this tier is set at 6.01%. The APY is 6.18%. The interest rate for the portion of the balance that is $25,000 or more but less than $100,000 is tied to the 13-Week Treasury Bill rate less not more than 1%. As of 4/6/98, the interest rate for this tier is set at 6.51%. The APY ranges from 4.59% to 6.18°k. The interest rate for the portion of the balance below $25,000 is tied to the 13-Week Treasury Bill rate less not more than 5%. As of 4/6/98 this interest rate is set at 4.50%. The APY is 4.59%. Fees may reduce earnings on the Connections Savings account. Offer is available to individuals only. Member FDIC. Equal Housing Lender. fP For individuals with a TDD device, service is available from 9 a.m. - 5 p.m., M-F at 1-800-289-4614. & ©1998 First of America Bank Corporation. MazelTov to tir Class of 1998 Hillel Day School Class of 1994 i i r----we-are so proud of your accomplishments. Daniel Barak Cranbrook-KingsWood Oren Basse Maria Beider Orit Beurer Sara Biederman David Bordoley Elizabeth Cohen North Farmington High School Groves HighlSchool West Bloor4eld High Schipol North Farmington High SChool Andover High School Akiva HebreW Day Schoof3 Nativ: College Leadership Program in Israel L 7 MichibarIS - - k A Jennifer Cohn Amirav Davy Kimberly Dorfman Erin Ellis Cheri Farber Eric Feldman Mira Freilich liana Gaba Jessica Gartner Joshua Goldberg Aaron Goodman Manna Gordon Robert Graham Adam Grant Gabriel Gunsberg Miriam Jaffa Julia Karasik Michael Katzman Adam Kellen Bree Kessler Lisa Kitain David KovSky Beth Xrame Jennifer Levin ZacherY Liss David LivShiz Naomi Loeb Talia Loss Rachel Lutz Jennifer Maiselo Beth Marcuson Jeremy Michelson Ohio ivers0 eadership ael Nativ:,;.C-oliege Leadership Programtlfl Columbia University/Jewish Theolctical Seminary 4ollatoapqvtixse Uniyersity of Washington Paula Anne*wman Nativ: College Leadership Aden.) Ossibbye Prograrnin Israel . . ana-Perlman Michigan State University Lauren Riback Indiana University David Rosen Carnegie Mellon_ University eVan'FfOSeri University of Michigan Nina Rosenblum University of Michigan , uridecidecrusweimigliMMINMINIIIIMMONINIONIE*C0b-Roth.-:.- ,- IssualismosaumateamittlePhanie Sage Undecided amonsimown,magthSchwartz University of Michigan imisinemmumpiim§pottShapiro Brandeis University Jennie Shindler Undecided 136.4116.1111.1rArrie Silver University of Michigan Miami Univers is igan Cranbrook-Kingswood Akiva Hebrew Day School School r., ,51 „ ,, • swood r• 4 * ' ■■ 8-igillar41°Ci i :drool CranbroOk-Kingswoo0 ig School h School North Farmington High SOnool mfield HighSchool Farmington High School Southfield Lathrup High School unknown unknown has relocated to Seattle I3erkleyiligh School West Bloorrifield High School field HighSchool West Bloomfield Andover High School:: North Farmington High S0hool Seahqm High,School - North Farmington High SChool North Farmington High School West Bloomfield High School tilOOmfield High School 11 Andover High School West Bloomfield High.School West Bloomfield High SchooI , WestBloomfieki High School Andover High School Groves High School West Bloorrifield High School Groves High School West Bloorritield High School North Farmington High School Cranbrook-Kingswood North Farmington High School Roeper Andover High Schook Andover High School North Farmington High School McGill Univ. or Univ. of Michigan Daniel Singer Cranbrook-Kingswood Detroit Country Day School Benjamin Singer University of Michigan North Farmington High SOhool Aryeh Lerman-Sinkoff Akiva Hebrew Day School Walled Laka Western High School Michigan State University West Bloomfie4d High School Sussman- YOUrigJudea:'Year CoOrteirtiti7ael North Farmington High SChbbr West Bloomfield High School Joshua Wohl Undecided West Bloomfield High School North Farmington High School Leslie Zack University of Michigan or North Farmington High School North Farmington High School Alana Zaks University of Pennsylvania West Bloorrrield-HighSchoarimaimaigOakiand University - Shoshanna Cohen liana Kohen ;:;University of Michigan :Undecided :Michigan State University 'Michigan State University Colby College University of Michigan i,Undecided tUniversity of Michigan OWayne State University ',.Center for Creative Studies .,.Undecided :Oakland Community College . Habonim Dron Year program in Israel :„Michigan State University Michigan State University University of Michigan University of Michigan University of Michigan Honors College Michigan State University University of Michigan Honors College Undecided University of Michigan University of Michigan University of Michigan University of Michigan University of Michigan University of Michgian . University of Michigan University of Michigan University of Michigan . Michigan State University Oxford College of Emory University or Miami University of Ohio I I i t 1 i t i 1 5/15 1998 89