Are You Protected? Get hip to your policies. c (i . C e..., .......,--4ā€ž, , ..wi .w.— til TIP Ire DEBBIE WEINSTEIN Special to The Jewish News /-) I t was an absolute nightmare. Like any ,other day, Carrie Benigsohn woke up for work at 7 a.m. on June 25, 1997. She got ready, grabbed a packet of oat- meal and headed toward her car for the ride to work. But when she got to Debbie Weinstein is a writer from . West Bloomfield. the parking space where her car sat the night before, panic washed over her. The space was empty. Her car was gone. Stolen. Benigsohn, 25, and a Southfield resident, called her parents, the police and her insurance agent — in that order. That same evening, a resident of a nearby neighborhood found the black 1997 Jeep Grand Cherokee, abandoned and running, and report- . f I 1+) lā€˜P ed it. It was missing both air bags and more than 40 compact discs. Benigsohn's auto insurance replaced the air bags. But as for the CDs, she was on her own. "I thought that car insurance coy- ered everything inside the car," says Benigsohn. "I really learned my les- son that day." She's not alone in thinking that. It's a popular misconception that car insurance protects all of the things 3/13 1998 73