If you're
banking
out of habit,
it's time
to start
a new habit.

We'd like to give you a great reason to
switch to Sterling Bank & Trust. It's something
that's not easy to come by in this day and age of

commercial lending. One of our trademarks is,

"We create solutions."
Let us create some for you.

production line banking.
It's called exceptional service.
At Sterling, we've grown over the years
because we're, family owned and run. We treat
our customers the way we'd like to be treated—

Berkley • (248) 546-2590
Birmingham • (248) 646-8787
Clawson • (248) 435-2840
Commerce Twp. • (248) 669-3993
Farmington Hills • (248) 489-9580
Rochester • (248) 656-5760
Southfield • (248) 948-8799
Troy • (248) 649-3883
West Bloomfield • (248) 855-6644

like family.
We've become known for consistently pay-

ing high interest rates on
MONEY MARKET
savings because that's
important to you. So we've
A.P.Y.
made it important to us.
Please stop in at one of our offices and let us
show you how we can be of real help with per-
sonal and corporate banking, investment and
personal trust services, corporate and
pension fund management, and of course,

.

4.75%

Owned and operated by the Seligman Family.

Annual percentage yield effective as of 1/02/98
and subject to change without notice. $2,500
minimum balance required on money market
accounts. Statement fees may reduce earnings
if minimum balance not-maintained.
©1998 Sterling Bank & Trust, F.S.B.

reerg

FDIC

Sterling,

bank
&trust

Visit our website: www.sterlingbank.com

We Create Solutions®

IS YOUR FINANCIAL HOUSE IN ORDER?

To find out, call

PHASE FOUR

JOEL LEVI, CFP
TRISH WELLMAN, CFP

(248) 559-6980

WEST 9 MILE ROAD • SOUTHFIELD, MI 48075
PHASE FOUR ADVISORY, REGISTERED INVESTMENT ADVISOR
Securities offered through Vestax Securities Corporation, Member NASD & SIPC
1931 Georgetown, Hudson, OH 44236 • (216) 650-1660

17117