■ CHARITABLE GIFT ANNUITIES ■ C HARITABLE GIFT ANNUITIES MI CHARITABLE GIFT ANN UITIES ■ n This is the time for you to plan your year-end giving and earn up to 12% on your money! 1" Israelis, even if most of the houses _1 were being built by Rumanians, the apartments cleaned by Africans and the invalids looked after by Filipinos. But this year the growth rate is down to 2 percent and jobs are disappear- ing faster than they are being creat- ed. There are various explanations for this development, with critics of the present government claiming that its failure to advance the peace process has led to a drop in foreign trade and investment, and hence to an eco- nomic slowdown. Whether this is the explanation, the economy is clearly in trouble and jobs are at a premium. This has caused some people here to advocate the deportation of tens of thousands of foreign workers. But even if this is done, there is no way 2 of knowing whether unemployed Israelis will agree to pick fruit, plas- ter walls, clean houses and care for elderly invalids. x 3> 3> 03 r m 0 -11 2 C tfl ■ n ,....._...,...... ... • 65 66 67 68 69 70 71 72 _ 73 - .. .. : . I II . . , 7.3% 7.4% 7.5% 7.6% 7.7% 7.8% 7.9% 8.0% 8.2% • 10.1% WIWW,V4.:90WW.MW:*" . YEs - • • s' s:41'? fA r m 10.4% 10.6% 10.9% 11.1% 11.4% 11.6% 11.8% 12.0% 0 —I 2 2 C ■ n -74 For more information or to arrange an appointment, contact: It is a great challenge and privilege to arrange your financial assets so that those you cherish will continue to benefit from a lifetime of devotion. Through our charitable gift annuities you can: • Create income tax deductions • Save on estate taxes • Earn generous lifetime income • In most cases part of each payment may be tax free - - 83 84 85 86 87 88 89 90 67. over 8.3% 8.5% 8.7% 8.9% 9.1% 9.4% 9.6% 9.9% 74 75 76 77 78 79 80 81 82 • JNFGIVING 17100 West Ten Mile Road, Southfield, MI 48075-2648 248.557.6644 Fax: 248.557.2412 1-800-562-7526 • 1\vo-life rates will vary CO r 0 —4 2 2 C m to ■ 'I'm interested in learning more about the JNF Giving Programs. 3> 03 : r Name ILWBH 11A11011AL Address Gty/Statellip RUMEN KAYELIETH LEISRAEL) INC. ee C —1 Binhdate(s) Phone 2 to 4 S3111 n NNV .L.A110 3133V_LINVHD111 S3111 n N NV Our CD'S Don't play Music, $ $t.$ em visas for s fl ed perip of time. That wo ow them to open bank accounts, to obtain police protec- tion and to seek redress from employers who mistreat or cheat the. m "If we succeed in our struggle," the devoutly religious Africans have told Zucker, "we will regard you as our Moses." ❑ ..1.I V 319V11.11'o'HO ■ S3111 n NNV S3 IMAGSTZUT BANK Member F.D.I.C. but could be Music to your Ears 248-338-7700 or 248-352-7700 2600 Telegraph Rd. • Bloomfield Hills • MI 48302 This is a Federal Deposit Insurance Corporation insured account (FDIC). A minimum opening deposit and balance of $500.00 is required to obtain the stated Annual Percentage Yield. *Annual percentage yield when compounded quarterly. Rate is accurate as of 10/17/97. Penalty for early withdrawal from certificate accounts may be assessed. sales a epartment 1 0/ 1 7 1997 139