►

•

FREE PHONE

FREE
UNLIMITED
LOCAL CALLS
FOR 3 MONTHS

/—

as contrasted to some of the oth-
er markets, is that because of the
state legislation we got consoli-
dation sooner," explained Mr.
Dunn, who, along with board
chairman David F. Simon, runs
the day-to-day operations of
Franklin Bank.
"Many other states are the op-
posite, Illinois and Texas being
/-- the two slowest," explained Mr.
Dunn. "But we permitted con-
solidation sooner in Michigan.
And one of the results was that
the bigger banks that were here
were able to get a head start and
build a skill base on merger
work."
Recently, the National Bank
of Detroit (NBD) announced it
_was closing another 29 branch-
if-lfi,weans, according
' to
banks are generiCalty+
2iE
non-profitable inner-city branch-
es, low-volume rural branches,
and overlapping suburban
branches.
In the process, the banks have
created a tremendous talent pool.
"In Detroit," said Mr. Dunn,
"there is no shortage of experi-
\_ enced bankers in the labor pool.
• We're having trouble, like any-
body else, hiring entry-level high
school people. That's because the
unemployment rate is so low,
they've got so many different
places to work. On that level, Pm
competing with Wendy's, the law
firms, and everybody else.
"However, if you look at peo-
ple who have 10 or 15 years
\ banking experience and are now
(— in a career environment, the
banking market has plenty of
people like that. It is those with
20 years-plus experience that are
really the most endangered."
The mergers have not only re-
duced the number of competitors,
they've also reduced the home-
town influence. If you define
banks broadly, you now have two
• of the biggest banks in town
owned by overseas companies.
Michigan National was bought
by an Australian bank holding
company, and Standard Feder-
al's takeover by a Dutch opera-
tion was recently finalized.
Between the two, they account
for $25 billion in banking assets.
NBD, the biggest bank in
town, is now headquartered in
• Chicago. Huntington Bank,
• which has been making its pres-
ence felt in the metro Detroit
area, is based in Columbus, Ohio.
Great Lakes Bancorp, which
until recently was a savings and
loan before converting to a bank,
is owned by TCF out of Min-
nesota. They are a very big play-
er in Ann Arbor, but still remain
a small player in Detroit.
Another out-of-state bank

•

•

•

Now with a free Motorola phone from Ameritech Cellular you can stay connected when you're out and about
this summer. Come in to the Ameritech Cellular Center or authorized dealer nearest you to take advantage of
this limited-time offer today!

M.,1

ATM page 68

• .

FREE
ACTIVATION

PAGERS AS LOW AS $39.95.

After mail-in rebate.

oi.11y

YOUR LINK TO BETTER
COMMUNICATION'

Cellular.

Restrictions apply. Three year contract required. Available on select phones and
de o.,
Normal tolls, fees, taxes and access charges apply. Free airtime applies for three months from titivation. togro y-tim.to local usage only.

1997 Ameritech Corp.

offer.._

AUTO ADD ON CELLULAR
& GLASS CENTERS USA

AVAILABLE AT YOUR AMERITECH LOCATIONS

AMERITECH CELLULAR CENTERS NEW STORE HOURS
M-F 9AM-7PM, SAT 10AM-5PM, SUN 12PM-4PM

•AMERITECH
CELLULAR CENTERS

•Ann Arbor

•Harbortown

'Troy

(313) 259-5007

(810) 588-6780

'Lakeside

*Warren

(810) 566-8950

(810) 558-5452

•Lathrup Village

•Westland

(810) 557-8855

(313) 427-5760

'Novi

•ABC WAREHOUSE

'Clarkston

(810) 449-1779

16 Locations to Serve You

6673 Dixie Hwy.
(810) 620-6870

'Plymouth
(313) 451-0720

ADVANCED
COMMUNICATIONS

(313) 669-8079

*Bloomfield Hills

(810) 338-1573

*Brighton

(810) 220-4935

'Dearborn

(313) 277-4111
(313) 337-0434

'Port Huron

(810) 385-6089

(313) 453-1500

•HAWTHORNE HOME
ELECTRONICS AND
APPLIANCE

AUTO ALARM AUTHORITY

Rochester, Birmingham

5 Detroit Area Locations
(313) 292-6200

SECOND YEAR IN A ROW

Call 1-800-MOBILE-i® or visit our website
at www.ameritech.comAvireless.

AUTO AMERISTAR

11 Locations to Serve You
1-800-217-STAR

CELTEL WIRELESS

Ypsilanti, Livonia
1-800-5-CELTEL

CHAMPION
COMMUNICATIONS

4 Locations to Serve You
(810) 268-7755

•DANTO FURNITURE &
APPLIANCE

Hamtramck & Detroit
(313) 841-1200

DISCOUNT VIDEO

Lake Orion
(810) 693-4543

•HENDERSON GLASS

25 Locations to Serve You
1-800-507-7550

•JEROME DUNCAN FORD

Sterling Heights
(810) 977-6289

MB SIGNAL

Brighton & Ypsilanti
(810) 220-8500

MEGABYTE COMPUTERS

Warren
(810) 756-0000

METROCELL

•FINISHING TOUCHES
MOTORING

MIDWEST ELECTRONICS

(810) 608-9750

'Farmington Hills

*Royal Oak

3 Detroit Area Locations
(810) 547-7777

(810) 489-8530

(810) 549-7900

Birmingham
(810) 645-2236

Call for Location Near You
1-888-4-MIDWEST

'Flint

•Southgate

S ALL TIME AUDIO

GENERAL CELLULAR SALES

PAGE COM

(810) 733-6061

(313) 285-8066

Fairhaven, Richmond, St. Clair
(810) 725-6884

Rochester Rd., Troy
(810) 524-3232

Dearborn
(313) 582-0040

We Ship Anything from 1 to 1000 pounds
FURNITURE - COMPUTERS - ARTWORK
For a Free Estimate Call

PaCkan 61104.,_ Ron

Pat** &

skipp* Extowtto

Medical miracles
start with research

680-0993

American Heart
Associations.

Fighting Heart Disease
and Stroke

Pontiac- '
(810) 745-8800

Clinton Twp., New Baltimore
1-800 SKYNET 9

SOUND SECURITY

Warren, St. Clair Shores
(810) 776-7900

Southgate/Downriver
(313) 283-1313

•PREMIER CELLULAR

Livonia
(810) 442-7100

QUICK PAGE, INC.

Madison Hgts., Waterford
(810) 414-3888

•RADIOS, KNOBS,
SPEAKERS & THINGS

(810) 858-RKST

•ROYAL RADIO

Main Street, Royal Oak
(810) 548-8711

-

SKYNET COMMUNICATIONS

(810) 968-7243

•MIDWEST AUTOTEL

West Bloomfield
(810) 960-3737

cELECT COMMUNICATIONS

PALCO ELECTRONICS

RAPID PAGE, INC.

Taylor
(313) 295-4000

MOVING OR SHIPPING 1000 Lbs. Or Less?
We're the Small Load Specialist

PAGING PLUS

Hazel Park
(810) 542-3333

(810) 777-0007

'Rochester

20 Locations to Serve You
1-888-PAGETEC

Michigan's Largest Dealer
1-800-LEADER-1

AIRPAGE
COMMUNICATIONS

•Eastpointe

PAGE TEC, INC.

IMAGE COMMUNICATIONS Flint & Oak Park

5 Locations to Serve You
1-800-5-BEEP ME

Lathrup Village, Detroit,
Roseville
(810) 552-8700

EXPRESS PAGING

Clinton Twp.
(810) 790-0000

STAR 1 COMMUNICATIONS

4 Metro Detroit Locations
1-800-0K-STAR-1

STATE COMMUNICATIONS

6 Metro Detroit Locations
(313) 541-7777

TELCOM USA

Gratiot Ave., Roseville
(810) 777-0330

+U.S. WIRELESS
Clinton Township
(810) 263-5700

WOW! COMMUNICATIONS
6 Metro Detroit Locations
1-800-YOUR CALL

*Ameritech Paging available only at these locations.
Offer available at participating locations.

Cull 1-800-MOBILE-1

