aa&a of customized mortgage products, and with the outstanding personal service that we've been known for. Nobody makes home ownership easier than the Original Home Loan With our 'Rate Lock or Lower" guarantee, the Original Home Loan Team at Standard Federal makes buying a new home faster and more affordable. Team at Standard Federal Bank. Visit a Standard Federal Bank gives you an important advantage when it comes to Standard Federal Banking Center near you or call us at 1-800/HOME-800. saving money on your mortgage: our "Rate Lock or Lower" guarantee. While you're covered with "Rate Lock or Lower," you get the interest rate at the time of application or at the time of your closing — whichever is lower. So, you can relax... Helping You Along The Way: Standard Federal Bank Savings/Financial Services 800/643-9600 whether interest rates go up or down. Plus, Standard Federal makes things easier for you with pre-approval, a choice • •• Was $35,515 NOW $31,948* Auto, Air, Cruise, Leather and more. NEW '96 900CS Auto, Air, Leather, Power Moon Roof, Loaded. Was $36,145 GM NOW $32,216* Employee save additional money. *Plus tax, title, plate. All incentives to Dealer. LOSS1140'11 See'3 On Telegraph Rd. at the Tel-12 Mall, Southfield 00 Cr ©1997 Standard Federal Bank . NEW '96 900CS CONVERTIBLE • Member FDIC Standard Federal 248-354-3300 or Toll Free 1-800-354-5558 The Federation Resource Line directs people to agencies with counseling services. Got a question? Get an answer from the Federa- tion Resource Line, (248) 967-HELP (4357); (248) 967-0460 TT (Text Telephone for people who are deaf or have hearing impairments) A program of the Jewish Federation of Metropolitan Detroit Federation Resource Line (248) S 967-HELP TT: 967-0460 Fax: 967-2967 A Jewish Information and Referral Service