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of customized mortgage products, and

with the outstanding personal service

that we've been known for.

Nobody makes home ownership

easier than the Original Home Loan

♦

Team at Standard Federal Bank. Visit a

With our "Rate Lock or

Lower" guarantee, the

Original Home Loan Team

at Standard Federal makes

buying a new home faster

and more affordable.

Standard Federal Bank gives you an

Standard Federal Banking Center near

important advantage when it comes to

you or call us at 1-800/HOME-800.

saving money on your mortgage: our

"Rate Lock or Lower" guarantee. While

you're covered with "Rate Lock or Lower,"

you get the interest rate at the time of

Helping You Along The Way:

application or at the time of your closing —

Standard Federal Bank
Savings/Financial Services

whichever is lower. So, you can relax...

800/643-9600

Standard
Federal

whether interest rates go up or down.

Plus, Standard Federal makes things

easier for you with pre-approval, a choice

Member

FDIC

Cr

©1997 Standard Federal Bank

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It's A
Personal
Ad Free
For All.

Detroit Jewish

News is now
offering FREE
personal ad
placement.

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"We create soiutions."e

ANNUAL PERCENTAGE YIELD EFFECTIVE AS OF 11/15/96. RATES SUBJECT TO CHANGE WITHOUT
NOTICE. 'MONEY MARKET: 52.500 MINIMUM BALANCE REQUIRED. STATEMENT FEES MAY REDUCE
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103