▪ - We're rolling back Equity Line rates to as low as prime: 8.25% APR: The UAHC said 20,000 trans- plants were performed in the United States last year, but 48,000 persons are on transplant waiting lists. UAHC Publishes Inclusion Manual The Union of American Hebrew Congregations (Reform) has pre- pared a manual for its members on how to include lesbians and gays in its programming. The guide, Kulanu (All of Us): A Program for Congregations Im- plementing Gay and Lesbian In- clusion, gives instructions on Choose the Equity Line that's right for you. creating programs and educat- ing lay leaders and congregants. It includes sample sermons, lists resource synagogues and "[relevant] resolutions passed by all constituent arms of our move- ment." Kulanu is published by the UAHC Press for the UAHC Task Force on Lesbian and Gay In- clusion. Plus, because With our Equity Up to 80% 81% to 90% 91% to 100% LTV LN an Equity Line LTV Variable Rate Line, you can is secured by 8.25% $100,000 and up access cash for 11.25% 10.25% 8.75% your home, the $99,999 -$50,000 your family's 11.25% 10.25% 9.25% $49,999 - $25,000 interest rate you larger needs...such 11.25% 10.25% 9.75% $24,999 - $3,500 pay may be fully as home improve- Rates effective 3/3/97 deductible for ments, loan consoli dation, college tuition, a second home, a new federal income tax purposes. In addition, there's no application fee, no closing costs- car or boat, or an unexpected emergency. and no points. And you can choose the loan amount To apply, stop by any Standard Federal and annual percentage rate, based on the Banking Center or call 1-800/HOME-800. loan-to-value (LTV) you have in your home. • HIAS Exhibit On Immigration The Hebrew Immigrant Aid So- ciety is combatting anti-immi- grant sentiment in the United States by re-releasing an exhib- it that depicts the history of Jew- ish immigration, rescue and resettlement. "HIAS Means Freedom" in- cludes 16 panels showing pho- tographs of HIAS's New York shelter for immigrants, the Ellis Island years, resettlement of dis- placed persons from the Nazi concentration camps, and reset- tlement efforts during the Cold War through the early 1990s. A 16-minute video documen- tary accompanies the exhibit. The free exhibit is available to community centers, schools and organizations. For information, call Rachelle Grossman at HIAS, (212) 613-1349. Helping You Along The Way' Standard Federal Bank Savings/Financial Services 800/643-9600 Member FDIC Cr * The Annual Percentage Rate (APR) applicable to your account will vary depending on your credit limit and the loan-to-value ratio. The APR is determined by taking the weekly average prime rate as published by the Federal Reserve Board during the last week of March. June, September and December and adding a margin. The maximum APR is 18%. A balloon payment may be due at maturity. You must carry insurance on the property that secures your Equity Line. Consult your tax advisor regarding the tax deductibility of interest. Tax laws are subject to change and individual tax situations vary. ©1997 Standard Federal Bank AJC Publishes McVeigh Overview The American Jewish Commit- tee expects militia groups in the United States to become more paranoid during the trial of Tim- othy McVeigh. In The McVeigh Trial, re- leased as the trial began, the AJC's Kenneth Stern discusses the likelihood that outsiders will try to influence the jury, the FBI's crime lab problems and prosecution strategies with McVeigh's white supremacist ideologies. McVeigh is accused of bomb- ing the Murrah Federal Build- ing in Oklahoma City on April 19, 1995. Some 168 people died. Standard Federal DRINKING AND DRIVING DON'T MIX! 111111111 11111001=1 WM. 1•• ■ 111 ■ 111 ■ 1 1, 71. lir , 13 , DONATE YOUR CAR Truck • Motorboat • RV • Motorcycle Almost any condition. • Tax deductible Call (810) 352-5272_ Hebrew Memorial - Chapel A Jewish Association for Residential Care for persons with developmental disabilities 26640 Greenfield Rd. Oak Park MI 48237 810-543-1622 • Outside M11-800-730-5033 28366 Franklin Road Southfield, Michigan 48034