/- ;words maximum length (250 words for grades one-three); iden- tify and discuss two Jewish val- ues exemplified by your neigh- bor; state how your neighbor has made a difference in your life and in the life of your neighborhood; submit entries to your school principal by April 20. The winner in each category will receive a Walkman Audio >player. Winning essays will be published in The Jewish News. Entries will be judged by repre- sentatives from the Neighbor- hood Project agency for Jewish Education, The Jewish News and the cities of Oak Park and South- field. Recognition will be given to all students who enter. For details, call the Neighbor- ' hood Project, (810) 967-1112. Conference Set On Holocaust Learning about the hatred and evil connected with the Holocaust and Armenian Genocide will the topic of a daylong conference Thursday, April 10, in the Mc- "- Gregor Memorial Conference Center at Wayne State Univer- sity. Tickets for "Teachable Mo- ments from the Holocaust and Armenian Genocide: Lessons of Hatred and Evil" cost $25 and in- clude lunch. To receive a regis- tration form, call Wayne State's office of community relations, \-,(313) 577-2246. A continental "- breakfast will be served at 8:30 a.m. Speakers will include Richard Lobenthal, former director of the Michigan regional office of the Anti-Defamation League, and Ferndale High School teacher Barbara Demlow who will show an anthology of film segments and moderate a panel discussion featuring students. Dennis Papazian, professor history and director of the Ar- menian Research Center at the University of Michigan-Dear- born, will be the keynote speak- er. Temple Israel Plans Courses Registration has begun for the spring '97 academic program at Temple Israel. Classes are held 7-9 p.m. Monday nights: April 7, 14, 28, and May 5, 12. Cost is $40 for members and $50 for non- members. Also being offered will be the Sunday evening Feast and Film `- series. Jewish America — the /- Making of the West will be shown April 27; kosher for Passover food will be served. Call the religious school office for a brochure or in- formation, (810) 661-5725. Choose the Equity Line that's right for you. With our Equity Plus, because Up to 80% 81% to 90% 91% to 100% Variable Rate Line, you can LTV LTV LTV an Equity Line access cash for $100,000 and up 8.25% is secured by $99,999 -$50,000 8.75% 10.25% your family's 11.25% your home, the $49,999 - $25,000 9.25% 10.25% 11.25% larger needs...such interest rate you $24,999 - $3,500 9.75% 10.25% 11.25% as home improve- pay may be fully Rates effective 3/3/97 ments, loan consoli deductible for dation, college tuition, a second home, a new federal income tax purposes. In addition, car or boat, or an unexpected emergency. there's no application fee, no closing costs And you can choose the loan amount and no points. and annual percentage rate, based on the To apply, stop by any Standard Federal loan-to-value (LTV) you have in your home. Banking Center or call 1-800/HOME-800. Helping You Along The Way' Standard Federal Bank Savings/Financial Services 800/643-9600 Member FDIC Cr Standard Federal * The Annual Percentage Rate (APR) applicable to your account will vary depending on your credit limit and the loan-to-value ratio. The APR is determined by taking the weekly average prime rate as published by the Federal Reserve Board during the last week of March, June, September and December and adding a margin. The maximum APR is 18%. A balloon payment may be due at maturity. You must carry insurance on the property that secures your Equity Line. Consult your tax advisor regarding the tax deductibility of interest. Tax laws are subject to change and individual tax situations vary. ©1997 Standard Federal Bank For Singles dale Vima If you are not wearing it... sell it!... or BORROW on it! You can't enjoy jewelry if it's sitting in your safe deposit box. Sell or bor- row on it for immediate cash. We deal in jewelry, watches & gemstones. A Service to Private Owners, Banks & Estates Gem/Diamond Specialists in this issue of The Jewish News. \t " 1,- , CT) 0-) 0 °rt , ,itr Fine Jewelers • AWARDED CERTIFICATE BY GIA IN GRADING & EVALUATION Lawrence M. Allan, President 30400 Telegraph Rd. • Suite 134 Bingham Farms 642-5575 Daily "Til 5:30 Sat. 'Til 3 EST. 1919