Seeking Trust
and Estate Planning
Guidance?

Announcing the opening of
Merrill Lynch Trust Bank of Michigan.

and Tax Decisions," from 5:30-
8 p.m. Wednesday, March 20, at
the Community House in Birm-
ingham. Financial counselor
Sheila Sky Kassleman, CLU,
and M. Patricia Currier, CPA,
will speak at the event. Guests
are asked to bring cans of food
for the Child Care Center of the
Women's Survival Center. For
reservations, call Marianne at
(810) 645-9400.

Merrill Lynch, one of the world's leading experts in trust

and estate planning services, is proud to announce the

opening of Merrill Lynch Trust Bank of Michigan,

conveniently located in your neighborhood.

As a wholly owned subsidiary of Merrill Lynch & Co.,

Inc., Merrill Lynch Trust Bank of Michigan offers a unique array of trust and estate

planning services and more ways to make your financial plan work for you. Our Trust

Officers will work with you and your professional advisors to develop trust, estate

planning and tax minimization strategies. For more information, please call the number

below and ask for the Chief Executive Officer of Merrill Lynch Trust Bank of Michigan.

The difference is Merrill Lynch.

1-800-741-5034

Merrill Lynch Trust Bank of Michigan

1533 North Woodward Avenue, Suite 333
Bloomfield Hills, MI 48304

Allen M. Olender

Allen M. Olender, first vice
president-investments/invest-
ment management adviser with
Prudential Securities in West
Bloomfield, has been designat-
ed a Certified Investment Man-
agement Analyst (CIMA) by the
Investment Management Con-
sultants Association. Mr. Olen-
der, a West Bloomfield resident,
is among only 425 individuals
nationwide with the CIMA des-
ignation.

Mychelle Holland has been
named endowment associate for
the Jewish Federation of Met-
ropolitan Detroit. She will assist
with day-to-day supervision and
coordination of the Federation's
endowment activities.

Stacey Welford

Stacey Welford, CPA, has
been promoted to audit associ-
ate at Plante & Moran, LLP, an
accounting and management
consulting fu in. Ms. Welford, of
Commerce Township, joined the
firm's Southfield office in 1991
as a staff auditor.

Merrill Lynch

A tradition of trust.

©1996 Merrill Lynch Trust Bank of Michigan.

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Herman Schwartz

Senior Vice President - Investments

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6230 Orchard Lake Road, Suite 230
West Bloomfield, MI 48322

(810) 855-2100
1-800-654-1443

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354-5959

Howard Novetsky

Howard Novetsky of Real Es-
tate One in West Bloomfield was
recently presented with the
Presidents Council of Excellence
award. The award recognizes
high levels of quality of service
and distinguished listing and
sales achievement.

Attorney Phyllis Aiuto Zim-
merman of Beier Howlett, P.C.
is among the featured speakers
at a free seminar titled, "Women
and Divorce: Legal, Investment

Michael J. Phillips

Michael J. Phillips of Hunt-
ington Woods has become new
president of the Michigan Art
Education Association. Mr.
Phillips has taught art in Detroit
Public Schools for 23 years,
presently at the New High
School of Commerce and Busi-
ness Administration.