AIR- ASTER Candlestick + vase Nambe HEATING & AIR CONDITIONING CO. RESIDENTIAL & COMMERCIAL SERVICE * SALES * INSTALLATIONS helpful. First, we stress that the students need to help out at home, because we do ask that parents help their kids achieve their goals by taking our brochures to work, to their bowl- ing teams, etc. We, in fact, dis- courage any door-to-door selling, except when kids really know their neighbors," Mrs. Gutman says. Crucial on the Gutmans' list of tips is proper etiquette, whether in person or by phone. "This is a good opportunity for young people not only to develop some beginning entrepreneurial skills, but also to work for what they want and need," Mrs. Gut- man says. Howard Gutman developed and sharpened his own market- ing abilities long before he start- ed the Howard Michaels Co. six years ago. He worked as a sales representative for another fund- raising company for 10 years and before that, served as assistant director of recreation for the city of Hazel Park. Grass-roots exposure to the problems of young athletes need- ing more dollars to buy equip- ment got Mr. Gutman involved in fund-raising efforts on the stu- dent level. Mrs. Gutman, 40, has been a scout mother, and she serves as chairperson of Temple Kol Ami's religious school committee and as a board member of the tem- ple. The couple has been active with band boosters and other clubs that need to raise funds. For the past 10 years, Mr. Gutman has been director of day camps for the city of Southfield's Parks and Recreation programs. Mrs. Gutman has served as head of that department's latchkey program. She teamed up with her hus- band in 1991 after several years working behind a desk at an in- surance company. Operating their company out of their home is an arrangement that encourages family togeth- erness, the Gutmans say. But it can become the center of things, a pitfall the couple tries to avoid. On a recent weekend getaway, they agreed not to talk business. The two pursue different sales territories during working hours, too. The Gutmans say their busi- ness is very satisfying, especial- ly when they see how effective a fund-raising campaign can be. A preschool director in Milford con- vinced parents that they could buy playground equipment for the school by selling Howard Michaels Co. products. Another family was able to defray the costs of a bone-marrow trans- plant by selling the items. "This occupation allows us to take care of our needs, and at the same time, allows many people to feel good about themselves," Mrs. Gutman says. H WHY TRUST YOUR HOME OR BUSINESS TO ANYONE ELSE? we have: • CERTIFIED TECHNICIANS • FULLY STOCKED TRUCKS • IN-HOUSE SHEET METAL SHOP • FREE IN-HOME ESTIMATES • 24 HOUR EMERGENCY SERVICE MICHAEL LEVEY PRESIDENT OWNER QUALITY WORK EVERY TIME NO EXCUSES! BERKLEY (810) 399-1800 W. BLOOMFIELD GROSSE POINTE (810) (313) 788-9073 882-4870 Master Card & Visa Welcome STOCKS TAX FREE BONDS MUTUAL FUNDS - T A X F, E First of Michigan Corporation X E h4embers New York Stock Exchange, Inc P T FoM A A Herman Schwartz' U N L Senior Vice President - Investments P L A T R U S T S 'N 6230 Orchard Lake Road, Suite 230 West Bloomfield, MI 48322 (810) 855-2100 1-800-654-1443 N G TAX DEFERRED ANNUITIES IRA's MONEY MANAGEMENT At Republic Bank, We Are Completely Dedicated to you. We are Michigan's largest personal banking network, one of the nation's largest mortgage lenders and the number one SBA certified lender in Michigan. REPUBLIC BANK Cr available in two heights. Holds flowers or candles. Visit any branch or call today: LENDER 1-800-758-0753 MEMBER F.D.I.C. Republic Information Center Flours: Monday-Friday 7 a.m.-7p.m. Saturday 9 a.m.-Noon i:#1441.C.4:#t9, The 14'neldea‘t Providing the Best Prices and Service in Oakland County! ..7J 'Warn DAVID BIBER — 541-4133. (810) 656-9500 Crestview Cadillac — please call — Bridal Registry, tableware, crystal & wonderful gifts — Bloomfield Plaza • 6566 Telegraph Road at Maple • Bloomfield Hills 851-5533 Monday - Saturday 10-6 Thursday 'til 8 STUDIO