9.00%
7.00% F

ew Shorter
Term With
eat Ra e

Iinrst ter3esmt Rate

5 .0 0%

Interest Rate
First 3 Months

Interest Rate
First 3 Months

4.00 %

Interest Rate
First 3 Months

Put Your Money To Work
Where It Gets An Automatic Raise Every Six Months.
With No Bank Early Withdrawal Penalty After 6 Months.

6.4 %

Interest
First 3 Months

Annual
Percentage Yield

Now Available for IRAS

Raise your sights to the new 12-month "Step Rate" CD from
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What's more, we'll waive our penalty for early
withdrawal of funds after the first 6 months. The
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So step up to some very attractive returns. See your
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Member FDIC. Minimum balance to open and obtain APY is $2,000. Our early withdrawal penalty waiver applies to original term.
For IRA CD's tax law withdrawal penalties would still apply to funds withdrawn from an IRA plan. Other yields available depending on maturity, terms
and amount of initial deposit APY accurate as of April 1, 1995 and subject to change without notice.
Huntington®, Huntington Personal Banker® and Huntington Direct@ are Federally registered service marks of Huntington Bancshares Incorporated.
©1995 Huntington Bancshares Incorporated.

,,ltzt •

/ Pauli

£ 1o4

65,4zi

eutont Clot ier

TONIA VICTOR has been
named development coordinator
for Kadima, a Southfield-based
nonprofit, nonsectarian mental-
health agency for adults.
Ms. Victor is responsible for
development, fund-raising, spe-
cial events, public relations and
marketing.
She comes to Kadima from the
Jewish Federation, where she
was associate director of the Fed-
erated Endowment Fund, and
the Michigan Eye Bank and
Transplantation
Center, where
she was a senior
vice president.

LAUREN KAUFMAN has
joined the Southfield law firm of
Kramer Mellen as a senior asso-
ciate. She is in-
volved in three
primary firm
practice groups:
corporate, real
estate and es-
RICHARD
tate planning.
SHAPACK has
Ms. Kauf-
been inducted
man graduated
as a fellow of the
cum laude in
American Col-
American stud-
lege of Tax
ies from Bran-
Counsel.
deis University
Mr. Shapack
in 1977 and re-
is the managing
ceived her law
partner of the
degree from the
Bloomfield Hills
Wayne State
law firm of Sha-
University
pack, McCul-
School of Law
lough and
in 1980.
Kanter, special-
In addition,
izing in busi-
she earned an
ness, tax and
LLM in taxation
estate planning. Richard Shapack
from Golden
He also is
chairman of the American Bar State University of San Francisco
Association's (ABA) committee in 1985.
on federal tax aspects of real-
estate transactions and co-chair- MARLON STONE has joined
man of the ABA Tax Section's the staff of Ludwig and Karas of
subcommittee on limited liabil- Farmington Hills as a sales and
leasing associate. Mr. Stone pre-
ity companies.
viously held the same position
with American Commercial-In-
dustrial Realty.

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Birmingham-Bloomfield Fami-
lies in Action, Mr. Mandell found-
ed PAM in March 1993. The
campaign, held every March,
now includes events in more than
400 communities across the
state.
Mr. Mandell and his wife,
Havi, live in Beverly Hills. They
have two children.

T.J. Marble and Granite Shop
23455 Telegraph Rd.
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356-6430

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STEWART MANDELL has
been honored by Detroit Mayor
Dennis Archer for his work in or-
ganizing Michigan's Parenting
Awareness Month (PAM).
An attorney with Dykema
Gossett in Detroit and director of

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