ieeiF Estate
DETACHED ELEGANCE
For Sale
FOREST BAY
L 'Itinturc
on CASS LAKE
Finciront»ctv
• Prime Waterfront
Building Sites
• Each Site Comes
With A Private
Boat Slip To
All-Sports Cass
Lake
460
MARKETED BY COLLOM & ASSOCIATES
682-3240
• Wooded Lots
With Spectacular
Views
Open House Every Sunday
FABULOUS
CUSTOM BUILT RANCH
GREAT LOCATION
GREAT BUY
Comfortable 3 bedroom plus den with beautiful neutral decor and many
upgrades, 2.5 ceramic baths, finished basement, wrap-around deck and
excellent location on dead-end street. Lots of yard. MOTIVATED SELLER
WANTS OFFER. $227,000.
For best results Buying or Selling call:
CALL JOLIE LEVINE
Jane Solomon
OntiFix
&I
Chamberlain Realtors
TODAY
Office: 647-6400 ext.. 738
Residence: 545-2692
(810) 855-2000 X-216
(810) 510-8390 (PAGER)
BUY, SELL, MADE 011 BENT THROUGH THE
OTHERS PROMISE...
Exclusive Program Turns
DELIVERS!
House Hunters Into Cash Buyers DEBBIE
$ Top Dollar
Save thousands by getting your mortgage first.
Peace of Mind
* Hassle Free
• House Hunting
LINDSAY GROSS Executive Vice-President
A
couple of years ago, a
you and take your complete
presenting this commitment
few other people and
mortgage application, col-
with your offer. Typically, my
I sat around in a
lecting a 100% credited
Mortgagelst clients save I-
room and said, "Why does
earnest money deposit to
3% on the sale price utilizing
a typical Real Estate trans-
start the transaction. Since
this program.
action in Michigan go like
we are mortgage banker, not
this; potential buyers call the
brokers, we underwrite,
What if you are worried
Realtor and want to look at
fund and close our own
about rising interest rates
a $200,000 home. The Real-
loans. This enables us to un-
and have not found a home
tor gets excited, meets them
derwrite your Mortgagelst
yet? Well, we have created
and for weeks and some-
application very quickly even
times months, shows the
without finding a home. I will
a program called Lock 1 s t
that allows you to secure an
buyers homes. Finally they
then issue an approval letter,
interest rate for up to 120
find a home, negotiate back
an actual commitment sub-
days without having found
and forth and then an offer
ject to just an appraisal of
a home. Better yet, there is
is accepted with a 45-day
the property. This approval
no additional cost for this
contingency for a mortgage
is good for one full year! I
program and you also re-
approval. Or worse, the
will give this approval to you
ceive a float-down option
Lender tells them they can-
and the Real Estate agent.
which allows you to lower
cause of credit, income or
The most exciting part about
other problems. The buyers
this is when you and your
should fall during that peri-
od.
and Realtor then become
Real Estate Agent are ready
frustrated having wasted
to present your offer on a
Doesn't this make sense?
their time to that point.
home, you will include an ap-
Why not get you Mort-
proval letter from Rock Fi-
gagelst and even lock into
So we said, "Why don't the
nancial Corporation. Guess
today's rates before shop-
buyers get their mortgage
what happens? Sellers view
ping for your home. All my
first (Mortgage I st) before
these offers as cash transac-
clients are doing it. Isn't it
they sign a purchase agree-
tions and therefore you can
time you did the same?
ment?" Basically it's a sim-
imagine the type of clout you
ple process. I will meet with
will have as a buyer when
the
MICHIGAN
GROUP
10 of the last 15 homes
listed sold within 12.9 days!
REALTORS'
(810) 851-4100 xt. 353
LLNDSAY MAKES IT
ALL HAPPEN...
Licensed Attorney
• Licensed Real Estate Broker
* 10 Years Lending Experience
* FREE Pre-Approv
Mort ~ a
your interest rate if rates
not approve the loan be-
Debbie Willens
"Realtor for Life'
Lindsay Gross
"Lender for Life'
O. Rock
Financial
B(1111,
(810) 258-2311
Allows you to close within Days
FREE OFFER! A $9.95 VALUE!
If you arc planning a move, you must have
this essential book! Just mail in this coupon
and we'll send you one FREE!"
"BuyinkSelling
Owning Thin- Home"
(i)
Simply fill out form in full & mail to: Rock Financial, 30600 Telegraph Rd., Suite 4000
Bingham Farms, NH 48025 do Lindsay Gross
When you are planning your next move? (circle one)
Name
1-5 mos. 6-12 mos. 1-3 years 4-10 years Other.
Address
Current Mortgage Amount/Rate
(810) 258-2311
Ci ty/Sta te/Zip
What mortgage program do you currently have? (circle one)
Phone (day)
(evening) (
Fixed:
)
15 Year 30 Year Other
Adjustable: 1 yr 3 yr. 5yr. 7 yr. Other
133