lea, Estate

Lana

Three bedroom, 2.5
bath Tudor. Large
master with bath, fin-
ished basement,
updated kitchen, air,
hardwood floors,
garage. $154,000.

OPEN SUN 1-5
12721 LASALLE

OPEN
SUNDAY 1 2 4

-

5965 Crestwood
Maple & Drake
W. Bloomfield Schools

Large 4 bedroom, 2.5
bath contemporary. A
must see! $257,900.

'239,990

Maple & Orchard Lake

Three bedroom Colonial.
New:'furnace, roof, ap-
pliances, finished base-
ment, recessed lighting
and more. Neutral
decor. $ I 58,000.

810-788-1265

81 0-541 - 1 630

From

WEST
BLOOMFIELD

810 - 932 - 8797

• 19 Beautiful Sites • Surrounded by Trees • 3 Exciting Floor Plans With Many Options • 3 or 4 Bedroom Updated
Colonial With Curved Staircase • Vaulted Living Room And Great Room • Optional Master Bedroom
Retreat • 3 or 4 Bedroom Spacious Home With Master Bedroom On the First Floor • Vaulted Ceilings Across The
Kitchen, Nook, Sitting room Si. Great Room • Cathedral Ceiling in The Master Suite • Bridges Overlooking First Floor

CONVENIENT TO MAJOR FREEWAYS AND WONDERFUL SHOPPING
SEVERAL HOMES UNDER CONSTRUCTION NOW ON SITE THAT COULD BE YOURS VERY SOON

Sinks

" ±3'

-"Wan

Communities

PLYMOUTH

ANN ARBOR

PRICE INCREASE 3/6/95
Plymouth Commons II
313455-1073

Ashford Village
313-434-0981

MILFORD

DhuVarren On The Park
313-665-1685

ANN ARBOR

Milford Race Condominiums
810-684-2281.

JIS has thousands of resources to answer your questions.
For information or referral, call (810) 967-HELP (4357);
967-0460 TT. JIS is a program of the Jewish Federation of
Metropolitan Detroit.

Z

ANN ARBOR SCHOOLS

One call can get you information about Jewish communi-
ties here in Michigan and around the country. One call can help
you settle in your new neighborhood.

•

1-696

Farmington Hills

PITri—Mount

Other

Jewish Information and Referral Service answers questions
about many aspects of Jewish life.

Call MICHELLE For An
Information Filled Package
Or Set Up A Time to Visit
Our Office In Novi
810478 - 7747 Ext. 13
Monday-Friday
(Voice Mail Only On Weekends)

.1 1, 1 8. 4 3, 0

Models Under
Construction On Site
But Available For Viewing
At Other Locations

uo i9 u ■ war i

ilaSUI et. S "I'm moving to another state.
Can you help me find a neighborhood with synagogues,
Jewish shops and a Hebrew school for my children?"

For a 2731 sq. ft

4 Bedroom Colonial

Dra ke

HUNTINGTON
WOODS

ANN ARBOR

Orchard Place
313-665-1685

Ashford Place Condominiums
313-665-1685

Model Hours:
Weekdays 1-6
Sat. & Sun. 12-5
CLOSED THURSDAY

Tri-Mount

BROKERS WELCOME

OTHERS PROMISE...
Exclusive Program Turns
DELIVERS!
House Hunters Into Cash Buyers DEBBIE
$ Top D611ar

Save thousands by getting your mortgage first.

* Peace of Mind
* Hassle Free
* House Hunting
10 of the last 15 homes

LINDSAY GROSS Executive Vice-President

A

couple of years ago, a

you and take your complete

presenting this commitment

few other people and

mortgage application, col-

with your offer. Typically, my

I sat around in a

lecting a 100% credited

Mortgage! st clients save I -

room and said, "Why does

earnest money deposit to

3% on the sale price utilizing

a typical Real Estate trans-

start the transaction. Since

this program.

action in Michigan go like

we are mortgage banker, not

this; potential buyers call the

brokers, we underwrite,

What if you are worried

Realtor and want to look at

fund and close our own

about rising interest rates

a $200,000 home. The Real-

loans. This enables us to un-

and have not found a home

tor gets excited, meets them

derwrite your Mortgage I st

yet? Well, we have created

and for weeks and some-

application very quickly even

times months, shows the

without finding a home. I will

a program called Lock I st
that allows you to secure an

buyers homes. Finally they

then issue an approval letter,

interest rate for up to I 20

find a home, negotiate back

an actual commitment sub-

days without having found

and forth and then an offer

ject to just an appraisal of

a home. Better yet, there is

is accepted with a 45-day

the property. This approval

no additional cost for this

contingency for a mortgage

is good for one full year! I

program and you also re-

approval. Or worse, the

will give this approval to you

ceive a float-down option

Lender tells them they can-

and the Real Estate agent.

cause of credit, income or

should fall during that peri-

other problems. The buyers

this is when you and your

od.

REALTORS'

(810) 851-4100 xt. 353

LINDSAY MAKES IT
ALL HAPPEN...

* Licensed Attorney
* Licensed Real Estate Broker
* 10 Years Lending Experience
FREE Pre-Approv

Lindsay Gross

"Lender for Life'

Rock
Financial

Mo ~ a

which allows you to lower

The most exciting part about

t he
MICHIGAN
GROUP

listed sold within 12.9 days!

your interest rate if rates

not approve the loan be-

Debbie Willens

"Realtor for Life'

The 1 lortgenx Bunk

(810) 258-2311

Allows you to close within Days

FREE OFFER! A $9.95 VALUE!

and Realtor then become

Real Estate Agent are ready

frustrated having wasted

to present your offer on a

Doesn't this make sense?

their time to that point.

home, you will include an ap-

Why not get you Mort-

proval letter from Rock Fi-

gagelst and even lock into

So we said, "Why don't the

nancial Corporation. Guess

today's rates before shop-

buyers get their mortgage

what happens? Sellers view

ping for your home. All my

first (Mortgage I s t) before

these offers as cash transac-

clients are doing it. Isn't it

they sign a purchase agree-

tions and therefore you can

time you did the same?

ment?" Basically it's a sim-

imagine the type of clout you

ple process. I will meet with

will have as a buyer when

If you arc planning a move, you must have
this essential book! Just mail in this coupon
and we'll send you one FREE!"

"Buyink_Selling &
OwntngTour Home"

3 1

Simply fill out form in full & mail to: Rock Financial, 30600 Telegraph Rd., Suite 4000
Bingham Farms, MI 48025 do Lindsay Gross

When you are planning your next move? (circle one)

Name

1-5 mos. 6-12 mos. 1-3 years 4-10 years Other.

Address

Current Mortgage Amount/Rate

(810) 258-2311

City/State/Zip

'—

=
I (-)
,=
I

1

What mortgage program do you currently have? (circle one)

Phone (day)

(evening) (

T,
-
°

Fixed:

)

15 Year

30 Year

Other

Adjustable: 1 yr. 3 yr. Syr. 7 yr. Other:

I

3:

