GUARANTEED
MORTGAGE APPROVAL!!

The ORIGINAL New Construction Interest Rate
Protection Program. If You're Building A New
Home, Protect Your Rate NOW!!!

C> NI IP I L_ IE d
Et V
STEVE STEIN

• Loan Amounts Up To $2,000,000.

• In House Underwriting.

• We Close Loans Fast.

• Extended Rate Lock Programs.

• Neighborhood Project Approved Lender.

(810) 1 11E9

CAPITAL
MORTGAGE

FUNDING

20475 West 10 Mile Road

Southfield, MI 48075

rVIBA1
I

Guarantee based on borrower providing all required documentation. Capital will obtain appraisal, credit
report, survey, title insurance and any other documentation deemed necessary fbr loan approval.

First of Michigan
Corporation

EQUAL HOUSING
LENDER

First of Michigan
has the higher CDs
you're looking for.

Current CDs Available through FoM

Maturity

12 Month

F.D.I.C. Insured

Interest Rate

Annual Percentage
Yield (APY)

650' 650'

* Interest Rate on Annual Percent Yield (APY) is Subject to Change

Ask Us About Our Other Maturities

CALL 1-800-826-2039

The interest rates and the Annual Percentage Yield (APY) are as of February 1, 1995 and are
subject to change. The principal and interest payments are insured up to $100,000 per investor
and issuing institution. In most cases, early withdrawal may not be permitted, however, CD's
may be liquidated in the secondary market prior to maturity in which the resale price may
be more or less than the face value of the certificate depending upon market prices.

Next time you feed your face, think about your heart.

Go easy on your heart and start cutting back on foods that are high in saturated
fat and cholesterol. The change'll do you good.

56

V American Heart Association

WE'RE FIGHTING FOR YOUR LIFE

KAREN PAPPAS-BACON has ton Hills was elected national
been appointed general counsel chancellor of Tau Epsilon Rho
of Applied Handling.
(TER) at the law society's annual
Prior to joining the Dearborn convention held in Florida.
company, Ms. Pappas-Bacon was
Mr. Kaufman, who has a gen-
the executive assistant to the eral law practice in Farmington
executive vice president of Hills, previously served as TER
Guardian In-
national scholar,
dustries, a
national editor,
worldwide man-
national histori-
ufacturer of flat
an, national vice
glass owned by
chancellor and
Detroit Pistons
convention co-
and Palace of
chairman.
Auburn Hills
He is the
owner William
recording sec-
Davidson.
retary of the
Ms. Pappas-
Michigan B'nai
Bacon, a grad-
B'rith Council
uate of the
and he's on the
University of
board of direc-
Michigan and
tors of the B'nai
the Detroit Col-
B'rith basket-
lege of Law, also
ball and volley-
previously
ball leagues. Mr.
served as hu-
Kaufman has
man resources Karen Pappas-Bacon
been the presi-
director for Ver-
dent of the Cen-
atex, a publicly held health-care tennial Lodge of B'nai B'rith since
company, and she practiced la- 1992.
bor and employment law in the
public and private sectors.
ELAINE SCHUSTER of South-
Applied Handling is a suppli- field has been named acting
er of material handling equip- director of the Michigan Com-
ment and related technology. Ms. mission on Indian Affairs in
Pappas-Bacon, one of the com- Lansing.
pany's shareholders, will be re-
Since 1993, Ms. Schuster has
sponsible for corporate legal served as a case supervisor with
matters, human resources and the State Civil Rights Depart-
strategic planning.
ment's Enforcement Bureau in
Detroit. She joined the depart-
ment in 1973 as a complaint
investigator.
In 1991, Ms. Schuster became
assistant director of contractual
and business services, which
monitors equal opportunity com-
mitments of state contractors.
Ms. Schuster is a graduate of
Wayne State University, where
she earned a bachelor's degree in
anthropology and completed
paralegal training.

PHILLIP NEUMAN has been
named a partner at Jacob &
Weingarten, a law firm with of-
fices in Troy and West Palm
Beach, Fla.
Mr. Neuman specializes in
commercial litigation and real
estate matters, including con-
Ronald Brown
struction lien litigation, land-
RONALD BROWN has joined lord/tenant law and foreclosures.
The Farmington Hills resident
Jacobson Agency/Insurance De-
signers of America in Southfield is a 1983 graduate of the Uni-
versity of Wisconsin Law School.
as regional director.
Mr. Brown, who entered the
life insurance business in 1970, BRADLEY KELLER, president
was senior brokerage manager and owner of Multigard Security
and Michigan regional director Systems in Dearborn Heights,
in Jackson National T ,ife's South- has been elected to a second con-
field office for the past 12 years. secutive term as president of the
Michigan Burglar and Fire
JOEL KAUFMAN of Farming- Alarm Association.

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