Exercise your options without walking your money , all all. over town. Certificates of Deposit* with Insured Safety 5.256y 6.0APY 7 MONTHS 14 MONTHS Money Market Plus accounts' with Instant Liquidity • 0 1 •50 1 5000 1 DEPOSIT $2,500 DEPOSIT $25,000 DEPOSIT $50,000 TO $24,999 TO $49,999 OR MORE Helping You Along The Way." Standard Federal Bank Savings/Financial Services 800/643-9600 Member FDIC Standard Federal * Certificates of Deposit: Annual Percentage Yields (APYs) are accurate as of January 1. 1995. Minimum balance of S500. Penalty for early \ ,vithdrawal. Money Market Plus Accounts: Not available for public units. Maximum balance 5250.000. These Annual Percentage Yields (APYs) are accurate as of January 1.1995, and are guaranteed through March 31, 1995, and may change after that date. Minimum opening balance 52.500. If funds in the account drop below 52.500. an APY of 2.53% will be paid. A S5 monthly service charge will be assessed on accounts that do not maintain a minimum daily balance of at least 5500 or an average daily balance of at least S1,000 over a cycle period; this fee could reduce earnings on accounts. ©1995 Standard Federal Bank