EINEM 11411011AL Vprovides investors with .1 1 a wonderful opportunity to earn a secure, high return while pursuing their philanthropic goals. tIN The Jewish National Fund offers income producing plans that allow you to "Give and Get." You May invest Cash, Real Estate or Securities. By establishing any of the gift plans outlined, you will have the unique opportunity to make a contribution, save on income taxes and have a guaranteed income for life. And, you will be helping the Jewish National Fund continue its vital work in Israel. High Yield from Pooled Income. Monies are invested in high interest bearing accounts such as FDIC insured CDs and Blue Chip Corporate Bonds. Income fluctuates based on investments of fund. High Yield from Gift Annuities. Because part of the payment may be TAX FREE, the actual net yield to the recipient results in a higher rate of return. Your return is set at the time the trust is established based on age of recipient. Charitable Deduction. The charitable deduction is taken in the year the trust is established and may be carried forward for a five year period. The deduction is based on the ages of the recipients and the income you receive. " Jack and Bernice Epstein are 72 and 69 years old. Ten years ago, they invested $20,000 in common stocks, and now their investment is worth $100,000. Their stock pays them 2% interest, and they wish to sell their holdings, reinvest, and earn a stable return. They realize, however, that when they sell the stocks they will owe over $30,000 for federal and state Capital gains taxes. JNF solved their problem by accepting their stock for a JNF charitable remainder trust. Jack and Bernice received the following benefits: • Their income was increased from $2,000 to $7,000 a year. • They received a tax deduction of $29,460 for making a charitable gift. • The $30,000 capital gains tax was reduced to ZERO. • They reduced their probate and taxable estate. • They provided JNF with a future gift to help meet Israel's needs. If you want to do what Jack and Bernice Epstein did, we are ready to help you without any cost or obligation. r For more information or to arrange an appointment, return the coupon or call 810-557-6644 Jewish National Fund 17100 W. Ten Mile Rd. Southfield, MI 48075 CI Please have a JNF Planned Giving advisor contact me. CI Please send me more information about: [71 Pooled Income Fund (7,1 Charitable Gift Annuity I Charitable Remainder Trust Name Address JNFGIVING 17100 W. Ten Mile Rd. Southfield, MI 48075 State/Zip City Home Phone: ( Business Phone: ) Date of Birth (month) ( ) area code area code (day) (year)