Talk with the Decision Makers. Local Incumbents Poised To Win "Countrywide's Mortgage Experts are here to help you with all your mortgage needs." JENNIFER FINER STAFF WRITER — Beth Grossman Regional Vice President S tate Reps. Maxine Berman and David Gubow are the envy of some candidates on the campaign trail. Both enjoy the comfort of a broadly based Democratic con- stituency. Both are longtime in- cumbents with favorable repu- tations as law- makers. And while both say they are taking the campaign seriously, their races remain low-key. During their last election two years ago, these representatives each walked away with over 70 C ountrywide's Branch Managers have the authority to say "YES" and expedite processing and funding of your home loan. We offer a complete product line — fixed- rates, acijustables, FHA/VA, jumbos, balloons — and House America® our affordable housing program for first time buyers and others who might not have qualified in the past. Open Saturdays by appointment - call today! ANN ARBOR 313/663-6767. DETROIT 313/891-7200 FARMINGTON HILLS 810/489-8500 LATHRUP VILLAGE 810/443-2449 LIVONIA 810/476-6699 Novi 810/344-9050 TROY 810/680-9880 WATERFORD 810/673-4860 13.1 An approved Neighborhood Project lender. o one Ivo rk s h a rd (' I Countrywide HOME MORTGAGE to deliver /he .1 in cricri ® LOANS 1) C r Equal Housing Lender. ©1994 Countrywide Funding Corporation. Trade/service marks are the property of Countrywide Credit Industries, Inc. and/or its subsidiaries. RBA 94517-994 CONGREGATION B'NAI DAVID (ALIVE AND WELL AND GROWING IN WEST BLOOMFIELD) cordially invites you to attend our SHABBAT NOAH SERVICES on SATURDAY, OCTOBER 8TH, 8:30 A.M. at the JEWISH COMMUNITY CENTER/MAPLE-DRAKEJSHIFFMAN HALL C/3 U.1 LU CD CC • • • • • • Guest Rabbi Martin Gordon will officiate and deliver the sermon Cantor Usher Adler will chant the liturgy All the favorite melodies and familiar davening Traditional services in the Sefard Nusach. Services every Shabbat Kiddush will be served following services The community is invited - children are most welcome Call (810) 557-8210 for further information. F- LU LU F- 1 6 A Perfect Family Gift... A Subscription to the Jewish News. 810-354-6620 Maxine Berman up for re-election. He said many people don't realize state repre- sentatives run every two years. "They know there is an elec- tion but many just hear about the( governor's race or the Senate race," he said. "Part of my task is to make sure people vote for the rest of the ticket." Rep. Gubow faces Republican John Fillicaro in the 35th Dis- trict, which includes Berkley, Royal Oak Township, Oak Park, Huntington Woods, Ferndale and Pleasant Ridge. Mr. Fillicaro, a 52-year- old Huntington Woods resident who works in sales and marketing, feels he has a chance in the race. Mr. Fillicaro is run- ning because he "wants to see the principles he be- lieves in emphasized." Those principles in- chide changing criminal procedures to focus more on rehabilitation. He talks of putting non-vio- lent criminals to work so they can "pay back soci- ety" and he is in favor of boot camp for some crim- inals. Mr. Fillicaro also talked about the need to continue addressing the way in which public schools operate. He ad- vocates educating problem stu- dents separate from others and "teaching children how to func- tion in the world." Rep. Gubow's focus in the Leg- < islature has been in the areas of health care and child and family percent of the vote. While nothing in life — and es- pecially politics — is guaranteed, Rep. Berman and Rep. Gubow are in favorable positions to win their November elections. Still, they are not taking anything for granted as their opponents hope for a victory as well. "You have to take each election seriously," said Rep. Berman, who has been through six of them. Rep. Gubow said his district has not changed much since he's been in of- fice and his constituents are familiar with him. "I don't go out right be- fore the election and start knocking on doors," Rep. Gubow said. "That's not my style. In a sense, I'm constantly campaigning because I'm always work- ing with constituents or at- tending meetings and functions." One of the biggest chal- lenges for Rep. Gubow is David Gubow letting voters know he is