BUSINESS page B23 Mr. Fine agrees there are risks and insecurity involved with being self-employed. The hardest thing for him is plan- ning for future architecture business. "This is not the type of pro- fession where you get return business, although my past clients have helped make it re- warding," said Mr. Fine, who began auditing for ADA com- pliance shortly after a property manager asked if he was was familiar with the Americans With Disabilities Act. When Ms. Couf started her business nearly three years ago, she compared the process to jumping into cold water, "with no guarantees of a steady pay- check." One of her biggest fears was wondering if the phone would ever ring or if the business would take off. This group of entrepreneurs said that, despite the risks in- volved, being self-employed has its benefits. They enjoy the flex- ibility of not having to answer to a boss and knowing the growth of business is a direct re- sult of their work. "I am in control of my own destiny," Ms. Couf said. "I'll nev- er lose my job. Being in business for yourself allows you to follow your own vision and creative ideas and see them carried out" One of Mr. Gula's greatest satisfactions comes from know- ing he has made a difference in the industry and helped con- tractors collect unpaid fees. "I'm rewarded when I help someone, and I'm glad I was able to fill a void in the indus- try," Mr. Gula said. El HAMILTON # INVESTMENTS No matter what your investment objectives are .. . • To Reduce Taxes .. . • To Fund Education .. . • To Plan for Retirement .. . For a No-Cost Consultation Contact: Hamilton Investments 28411 Northwestern Hwy. #115 Southfield, Michigan 48034 1-800-342-6280 1-810-358-1181 Now that your investments require more thought. Hamilton Investments, Inc. is owned by Household International. It is a separate corporation from Household Bank, f.a.b. and the investments recommended, offered and sold by it are not obligations of, guaranteed, or insured by Household Bank or the FDIC. VERY SMARTLEASE 1994 CHEVROLET Home Building Is Forum Topic "Home Building in the `90s: De- velopment, Planning and Mar- keting" will be the focus of the Allied Jewish Campaign's real estate forum on March 10 at Knollwood Country Club. The 6 p.m. program, which includes dinner, will feature Robert Schottenstein, vice pres- ident of the Columbus, Ohio- based M/I Schottenstein Homes, Inc. One of the nation's leading builders of single-family homes, the company sells more than 3,000 homes annually and pro- vides home buyers with cost competitive mortgage financing through its subsidiary, M/I nancial. There is a charge for the pro- gram. For reservations or informa- tion, contact Marianne Milgrom at the Jewish Federation of Metropolitan Detroit, 642-4260. LUMINA Fully Equipped 249 Cauley Jack Aieseinitsinesisimiev 00 * PER MONTH 24 MONTH LEASE Ask For Sales Mgr. Gee ctinfigotEr 7020 Orchard Lake Road • West Bloomfield, Michigan • (313)855-9700 "GMAC Smart lease. Appmved aedit required. 24 mo. lease with 30p00 mile total allowed 1O per mile over 30,000 miles. Must add 4% use tax and license fees. Total payment x 24. Required security deposit and S 1,000 down payment Option to purchase at end of lease. Lessee responsible for excess wear and tear. Stk. /437. Give a little piece of your -iear-S r GIVE TO THE TORCH DRIVE FE BRU ARY ENTREPRENEURIAL