News TAKE ACTION TALKS page 36 And Call ACTIANGT NORTGAG1 TODAY! FAC,'1t SUGGESTED ACTION(S) •Rates are still low, and • Call EMC to refinance coming back down again • Call EMC to prequalify for a new purchase • Call your realtor • Property taxes are dropping • Call EMC to prequalify for a new purchase • Call your realtor • Property transfer tax is • Call EMC to prequalify for a new purchase likely to pass • Call your realtor, immediately •You may owe taxes on your • Call EMC for a rate reduction and/or cash 1993 1040 out refinance • Call your CPA • Call your realtor and get a bigger (tax write off) house EMC Acwqnm[91RITA.q. SOUTHFIELD 1-800-969-9503 THE REPUBLIC BANK RATE TABLE Gain Access to Outstanding Investment Managers Rates and prices that affect your daily finances as of 1/28/94 Prime rate 6.0% Six Month T-bill 3.15% Gallon Unleaded Gas $1.01.9 Avg. Price Greater Bloomfield Area Home $155,350 Canadian dollar $.801 U.S. Super Bowl Line. Buffalo-Plus 10 PaineWebber has the key to finding the right money manager for individuals and institutions with portfolios of $100,000 or more. Find out about PAINEWEBBER ACCESS: a comprehensive approach to total portfolio planning and management. Call For Details or Visit Republic Bank Today! For a free consultation call Gerald E. Naftaly or Alan A. Gildenberg at (313) 851-1001 or (800) 533-1407. EQUAL HOUSING LENDER PaineWebber We invest in relationships. REPUBLIC BANK E Member FDIC 31155 Northwestern Hwy., Farmington Hills 737-04.44 1700 N. Woodward Ave., Bloomfield Hills 258-5300 18720 Mack Ave., Grosse Pointe Farms 882-6400 32300 Northwestern Hwy., Suite 150 Farmington Hills, MI 48334 Member SIPC muTuAL FUNDS BONDS THE DETROIT JE WIS H NEWS F First of Michigan Corporation RA/1 N A Members New York Stock Exchange, Int Herman Schwartz Senior Vice President - Investments Branch Manager P Travelers Tower / Suite 1020 U 26555 Evergreen Road / Southfield, Mich. 48076 S (313) 358-3290 - - P L A N N N G Toll Free 1 800 826 2039 - A L - 7E.PERRED ANNUITIES IRA's MONEY MANACEMEr, Breast self-examination — LEARN. Call us. S C Or N E . N ANI Organization "into a full agreement." The talks in Washington are dealing with other issues, such as the nature of future Palestinian elections and the structure of the Pa- lestinian elected body, Mr. Peres said. In Taba, the Israeli-PLO negotiations focused ex- clusively on issues of tele- communications and media. The director-general of Israel's Communications Ministry, Shalom Wax, led Israeli officials in detailed and technical discussions with the Palestinians on the creation of Palestinian radio and television facilities. The negotiators at Taba avoided discussing security issues — apparently because both sides were aware that the meeting last weekend in Oslo between Mr. Arafat and Mr. Peres, while registering significant progress, had not yet achieved the breakthroughs needed for implementation of the ac- cord. Among the security issues that have delayed the start of implementation, schedul- ed to begin Dec. 13, is the question of who will control the border crossings between the Gaza Strip and Egypt and between the West Bank town of Jericho and Jordan. In Jerusalem, Mr. Peres told reporters after meeting with the Egyptian foreign minister that he was hopeful progress could be made with Mr. Arafat. But, he added, "don't let's describe things that still need to be concluded as though they were already concluded." In his conference call with Jewish journalists, the for- eign minister said he had engaged in a "down-to-earth talk" with Mr. Arafat in Oslo. 0 Israeli Travelers Unwelcome In Nepal Kathmandu, Nepal (JTA) — Israeli music plays in the background. The waiters greet the customers, "Erev tov, Shabbat Shalom." Homestyle dishes on the menu include falafel, schnitzel and humus and menus are frequently in Hebrew. But locales like the Abu Rami restaurant here, where Israelis had long felt welcome, are becoming more and more scarce in Nepal, one of the most popular des- tinations among young Israeli travelers. Drawn by the challenge of trekking in the spectacular serenity of the Himalayas, thousands of Israelis just beyond their army service flock to Nepal each year. But many, excited by the pro- spects of traveling abroad and seeing the world, are finding that a bad reputa- tion has preceded them. After a host of bad experi- ences in which Israelis have been accused of at best disrespect and rudeness and worse violence and theft, Israelis are finding it im- possible to change their image here and are no longer wanted in this friend- ly country. Iris Alfoar and Vered Lichter, both 22, were refus- ed accommodations several times on the Annapurna Circuit trek, which has been most popular with Israelis. Two incidents allegedly in- itiated by Israelis resulted in melees and have clouded the reception for Israelis. Both Israelis and Nepalese acknowledge that cultural differences account for some of the problems. Both also concur that a clash is in- evitable because the brash, loud nature of Israelis is perceived as obtrusive by the meek and polite Nepalese. Another explanation of Israeli behavior in Nepal is that the young men recently Several incidents have clouded the reputations of the Israelis. released from the army are still caught up in the macho military culture in which they have been immersed for the past three to four years. Israelis in Nepal are known to constantly com- pete with one another, to prove who can push himself the furthest, carry the heaviest backpack, and climb the mountain the fastest. This kind of conduct is seen as the antithesis of the Asian religions, which promote non-violence and tranquillity.