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Anneke Adler

slates clean for the next 12
months. I think repentance
is the first stage of purifying
our souls for the coming
year." — Anneke Adler
"Repentance means ask-
ing Hashem's forgiveness
for what you did during the
whole year. I have 1,000
things to ask repentance for.
I didn't daven every day. I
didn't do my homework
every day. I fought with my
brother, Shmuli, over the
blankets in the den while
we watched television." —
Rami Mandelbaum

Federal And State Taxes Are
Eating Away At Your Savings.

SOLUTION:

Tax Free Mutual Funds
At

Franklin Bank. With tax shelters and most of the commonly used tax
deductions gone, today's investors are concerned about high taxes. If your income level has
you looking at tax-free income sources because of high tax rates, investing in tax-free mutual
funds could be the answer.

Let a Franklin Bank mutual fund representative show you how to invest for tax-free income in a
higher tax rate environment. Some mutual funds are available with no initial sales charge, so all
your investment goes to work for you immediately.*

"Judaism is a way of life.
It concerns the way we deal,
not just in synagogue, but
also in business and all rela-
tionships. Repentance is a
time of reviewing past activ-
ity and giving consideration
to improving your relation-
ships with God and your fel-
low human beings." — Jack
Zwick

At the Plaza Deli
in Southfield
"Thinking about what you
did wrong, and how you can
make things better." —
Kenneth Zuppke
"Repentance should not
be religious, but it should be
a personal feeling to do bet-
ter." — Jerry Gold
"Rethinking about what
you did through the year
and what you could have
done better." — Morrie
Dickstein
"Especially this time of
year, we think of our short-
comings to be rectified." —
Arnold Berg
"Feeling guilty. We can
feel a little repentance for
the mistakes we might have
made." — Irving Faitler
"If we were not so judge-
mental, we would not need
repentance." — David Wolfe. CI

Invest Where You Bank... Franklin Bank.

Call (313) 358-5170 or visit one of our branches today.

Franklin
Bank

N.A.

The New Thinking In Banking

*Shares redeemed within six years are subject to a contingent deferred sales charge (CDSC).
Mutual funds are sold only by means of prospectus which you should read carefully before investing. Mutual funds are not federally insured
by the FDIC nor are they an obligation of nor guaranteed by Franklin Bank. Mutual funds involve investment risks, including the potential
loss of principal.

• Bloom coo Bloom •

• Registered Electrologists •

Come and let us remove your unwanted hair problem and improve your appearance.

Pia-noworks

• PIANO CONSULTATION • SALES • SERVICE • CONCERT RENTALS •

INTRODUCING THE AMERICAN MADE PIANOS

Near 12 Mile Rd. bet. Evergreen & Southfield

559- 1969 Appt. Only. Ask For Shirlee or Debby)

Mason & liamlitt

Soamer
541-6334

23225 WOODWARD 6 FERNDALE

05