MORTGAGE FIREWORKS!! No Points & No Closing Costs!** 30 Year Fixed 15 Year Fixed 7.625% RATE 7.648% APR 7.250% RATE 7.286% APR Loan Amounts Up To $650,000.00 !!! 1 Year ARM 4.75% RATE 6.175% APR Rock Financial ■ Lower Your Monthly Payment With No Closing Costs! ■ Take Your Application At Your Home Or Business, Evenings Or Weekends! ■ Offer You The Best Mortgage Rates Found Anywhere! ■ Close Your Loan, Hassle Free, Within 30 Days! Pial Rock Financial The Mortgage Bank (313) 540-8000 EOM NCQ111111 LENDER Come visit us at our new headquarters in the ROCK Center (formerly the Bingham Center). 30600 Telegraph Rd., Fourth Floor, Bingham Farms, MI 48025 MBA MEMBER Rock Financial is a Fannie Mae/Freddie Mac Approved Lending Institution. *Rates stated are for June 30, 1993. Rates are subject to market conditions and may change at anytime without notice. APR's are based on a $100,000 loan amount. The ARM adjusts annually based on the one year treasury index plus a fixed margin. The ARM has a 2% annual cap and a 6% lifetime cap. ** Borrower closing costs. will be responsible for all insurances (homeowners, title and PMI if applicable), interest due at closing and escrows. Rock Financial will waive all other 111