There could be as much as $100,000 sitting around your house! >MEDIATORS page 39 claims. But Ms. Klausmeyer's story is not too different from others. ) "I was embarrassed," she said. "I thought it was my own fault. But that was wrong. I became a /- victim of circumstance." /victim Ms. Klausmeyer recov- ered the full amount of ) money from the broker, whom she declined to reveal as part of the set- \Alement agreement, and she continued asking her neighbor many questions. "I couldn't believe what > he had done for me," Ms. Klausmeyer said. "I start- ed talking about it, and 'clients came to him who had spoken with me. I learned that this happens to a lot of people." The field of financial arbitration is wide open and growing, Mr. ( Baldinger said. SAS and his former company are believed to be the only national companies of this kind. "There's a huge mar- ket," Mr. Baldinger said. ),"It is a growing area ' because investors are just ) now realizing that they have the ability to pursue their claims. Until a few years ago, investors who had suffered losses did > not pursue them." INVESTING FOR PRINCIPAL PRESERVATION DOESN'T HAVE TO MEAN SETTLING FOR LOWER YIELDS "No case is easy," he said, adding that many ) are resolved without arbi- tration but that losses over $100,000 often go to > a hearing, similar in scope to a court trial. , Marc Baldinger had his ) eyes set on Wall Street. First, he advised banks and savings and loans \ institutions how to offset /T interest rates and risks. Then came Wall Street. For two years, he worked as a broker for two large brokerage houses. But he was disillusioned. "I didn't like the arena," he said. "People were dri- ven by sales, rather than by helping the client to benefit from their ser- vices. My background was > in monitoring the perfor- mance of the client and making sure that the client came first and fore- most. But greed was there, and it still is." Mr. Baldinger, now 37, answered an ad in a Introducing TCW/DW Term Trust 2003... a newly organized closed-end fund with the dual objective of a high level of current income and returning $10 per share (the initial public offering price) to shareholders on or about December 31, 2003, when the Trust terminates. Plus, you can enjoy these benefits: FIRST CLASS SERVICE AND PERSONALIZED PRODUCTS! • CREDIT CARD CONSOLIDATION FOR TAX BENEFITS • HOME EQUITY REFINANCING • SELF-EMPLOYED • INVESTMENT PROPERTIES • PROGRAMS FOR ALL TYPES OF CREDIT ■ High monthly income from the highest credit quality securities, consisting primarily of mortgage- ildiAl MORTGAGE AMERICA backed and asset-backed securities and, to a lesser extent, zero-coupon municipal securities. ■ Dividend Reinvestment Option. You may choose to Open Daily 8:30 am-6 pm & Weekends 10 em-4 pm. Operators On Duty 24 Hours. reinvest your dividends in additional shares, which are purchased in the open market (the New York Stock Exchange). 738-5440 Call Now For Free Analysis! r 4 t■ ;. 1 :7• ■ The combined expertise of Dean Witter and Trust Company of the West (TCW). Do you hate your dress shirts? h , 1113117:411111 Tap that equity to finance your dream remodeling project, pay college tuition, or even take a vacation. ■ A low minimum initial investment of just $1,000 (100 shares at $10 per share). To receive a free brochure and a preliminary prospectus that contains complete information, including charges and expenses, call the number below or send in the attached coupon. Read the prospectus carefully before you invest. Are they too tight in the collar? too short in the sleeves? too baggy in the body? NEIL SILVER 313-746-4536 01 "M1714777111 ✓ DEAN WITTER Custom-made dress shirts and suits for about the same price as ready-mades. FINAL DAYS • / NEIL SILVER 4000 Town Center Suite 1900 Southfield, MI 48075 YES! Please send me information on TCW/DW Term Trust 2003, including a free brochure and a preliminary prospectus con- - taining complete information on charges and expenses. I will read the prospectus carefidly before I invest.. ORDER BY APRIL 30th NAME. ADDRESS For a limited time buy 6, pay for 5, CI-EY BUSINESS Pi IONE( Executive Custom Shirtmakers & Tailors, Inc. "Compare Us Tot Your Broken.." Rodger Riney, President Scottsdale Schwab Quick & Reilly Fidelity Olde Waterhouse Merril Lynch Coen 200 @ 500 @ 1000 @ $50 $25 $30 $44 $56 $76 110 118 166 84 90 128 109 118 165 60 100 125 53 70 138 201 265 483 Scottsdale Securities, Inc. FOR A COMPLETE COMMISSION SCHEDULE CALL 313 - 356 - 1993 OR 1 - 800 - 333 - 1977 26261 Ev3rgreen, Suite 255 Southfield, MI 43075 MEMBER SIPC ZIP HOME Pi tom: Dean Witter clients, please give your Account Executive's name and office: 25 years in downtown Birmingham 223 South Woodward Avenue • Birmingham, Michigan 48009 Just south of the Birmingham Theatre • (313) 642-0460 S IAIv ) 0 1993 Dean Witter Distributors Inc. information contained herein is subject to completion or amendment. A registration statement relating to these securities has been filed with the Securities and Erchange Commission. These securities may not he sold, nor may offers to buy he accepted, prior to the time the registration statement becomes effective. This communication shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there he any sale of these seatrities in any state in "Which such offer, solicitation or sale would be unlaityid prior to registration or qualification under the securities laws of any such state. L Greg SHOE S Open Easter Sunday 1 2-5 for your shopping convenience West Bloomfield store only • 851-5566 41