A BENTLEY YOU CAN OWN BEFORE YOU'RE RICH AND FAMOUS. MAGICAL TOUR page 45 the trips," he said. "It was mainly trial and error." Restructuring meant offering single country tours lasting up to three weeks. Combination tours, two or more countries, last up to 45 days. Costs range from $895 to $2,615. Included in the Introducing a motor car that gives you Bentley power and prestige for a surprisingly affordable price, $138,500*. Bentley presents the Brooklands, the ultimate union of advanced technology and the craftsman's skill. BENTLEY M O T O RS BENTLEY • ROLLS ROYCE MICHIGAN'S EXCLUSIVE BENTLEY ROLLS ROYCE DEALER 40475 ANN ARBOR RD., PLYMOUTH, MICHIGAN (313) 453-7500 LOTTERY WINNER SPECIALS © Rolls-Royce Motor Cars Inc., 1992. The name "Brooklands" is a trademark, and the name "Bentley" and the badge and radiator grille are registered trademarks. *Manufacturer's suggested retail price. Taxes, title and registration fees additional. HAS YOUR BANK FORGOTTEN YOU? WHO SAID INTEREST RATES WOULD GO UP UNDER PRESIDENT CLINTON? T HE D E TRO I T J EWIS H NEW S The Volvo Economic Act of 1993 offers finance rates ranging from APRs of 0% to 4.9%t (for up to 48 months), depending upon down payment, as well as remarkably low 36-month lease payments:' Stop by for more information. Drive safely. 11,01.X70 40 LVO SUBARU "Where It All Comes Mg/ether' . Grand River W. of Telegraph 537-2292 OPENING SPRING '93 Maple Road W. of Haggerty © 1992 Volvo North America Corporation. Drive safely u a trademark belonging to Volvo North America Corporation. Offered by Volvo Car Finance, Inc. or Volvo Finance North America, Inc. through participating Volvo dealers through February 28, 1993. Subject to credit approval and availability from existing dealer inventory. Customers must take delivery by March 8, 1993. Dealer prices may vary. Dealer contributions may affect customer cost. •Lease Program: Payments based on a 36-month closed-end lease for new 1993 models . For example, a 244A sedan would require 36 payments of S298 a month, totalling $10,728. Different options may affect the monthly payment. Based on Manufacturer's Suggested Retail Price (MSRP) for the 244A of S22,890 (includes destination charge) WITH A DEALER AND/OR CUSTOMER CAPITALIZED COST REDUCTION OF 52,289. Customer responsible for first monthly payment, 5450 Acquisition Fee, 5300 refundable security deposit, insurance, taxes, title and registration fees. Customer liable for mileage charge of 5.15/mile over 45,000 miles, maintenance, repairs, excess wear and tear, and a 5250 disposition fee at lease end. Option to purchase at lease end for $11,450, plus any official tees and taxes. t Finance Program: A finance contract for a new 1993 Volvo 200 Series or 900 Series with a DOWN PAYMENT OF 40% OF MANUFACTURER'S SUGGESTED RETAIL PRICE (MSRP) WILL HAVE AN ANNUAL PERCENTAGE RATE (APR) OF 0%, a down payment of 30% of MSRP provides an APR of 1.9%, a down payment of 20% of MSRP provides an APR of 2.9%, a down payment of 10% of MSRP provides an APR of 3.9%, and no down payment provides an APR of 4.9%, for a term of up to 48 months. For example, fcr a Vol. 244A sedan with a MSRP of $22,890 and a 48. month term, there would be 48 payments of $287 per month with a down payment of 40%, 5347 per month with a down payment of 30%, $405 per month with a down payment of 20%, 5465 per month with a down payment of 10%. and $527 per month with no down payment. Taxes, title and registration tees extra. See your authorized Volvo dealer for details of both programs. 01993 Volvo Car Finance, Inc. Drive Safely is a trademark of Volvo Cars of North America, Inc. WE REMEMBER. M3 MADISON NATIONAL BANK We take your budineds personally. 313-548-2900 Member FDIC We are winning. i'AMERICAN SOCIETY CANCER. packages are transporta- tion, evening accommoda- tions, supplies, route information, breakfasts and one-third of other meals. Mr. addition, In Soverinsky bicycles each mile of every tour, choos- ing the best routes and selecting the best overnight rest stops. He brings along a tape recorder to make notes and to remember his European contacts. To help advertise, Mr. Soverinsky hires student representatives on college campuses across the country. He also attends bicycle and travel shows and advertises in travel magazine s like Outside magazine. Mr. year, Last Soverinsky and his staff of two or three leaders led 120 people through Europe. This summer he expects close to 200. Mr. Soverinsky said his tours are virtually worry- free and perfect for the novice. Daily mileage averages between 20 and 40 miles, which is about two to five hours of cycling. As far as bicycles, Mr. Soverinsky said any is fine as long as it has at least 10 gears. A CBT staff member assembles the bicycles in Europe. "If you are a beginning rider, you should never feel that you will be left behind," Mr. Soverinsky said. "A CBT staff mem- ber is always the last rider of the day and will never push you to go faster." Elyse Aronovitz, 23, did not consider herself a biker when she signed up for CBT. "I ride bikes occasional- ly," she said, "but I never thought about touring with them." For Ms. Aronovitz of Bloomfield Hills, her trip ' from Paris to Frankfurt was the "ultimate" sum- mer adventure. "We biked every day," she said. "But it wasn't stressful. We had plenty of layovers and we each had a map." Every day, she said, a van transported all per- sonal belongings and the group met each night at campsite. During the day, they explored little towns and villages where they talked to the townspeople, sampled their foods and experienced their culture. "At the end of a day, I was really glad to see hot showers and working toi- lets at the campgrounds," she said. "Most parks included stores, laundry facilities, ballfields and boat rentals." Matt Egrin, 25, of Royal Oak, joined a CBT trip two years ago." He spent about five-and-a-half Mr. Soverinsky hires student representatives. weeks in Europe, travel- ing from London to Frankfurt. Mr. Egrin said his favorite spot was in Luxembourg when he met Justine Bateman, former star of "Family Ties." "She was filming a movie, but she came up to us and we all hung out," he said. "Afterwards, we all went out for sushi." A few years ago, Mr. Soverinsky stopped at a tiny English village to take pictures of the coun- tryside. "Within minutes, an elderly British woman came out of her house car- rying a pitcher of orange juice and two glasses," he said. "We spent the next hour talking." Another time, Mr. Soverinsky discovered an impromptu barn dance in Gouda, Holland. "They were playing Dutch Bingo and giving away hunks of cheese," he said. "We started to disco, and the owner played the music." Traveling by bicycle has its advantages. "For me, the bicycle is less an end in travel and more a means of discov- ery," Mr. Soverinsky said. ❑