REAL ESTATE

FOR SALE

SHOULD YOU REFinancE?

You've heard "Refinance Your Mortgage" a thousand times, but is it right
for you? Call Universal Mortgage to find out! Put our 27 years of experi-
ence to work for you. We'll conduct a no-cost analysis for you, and if the
time isn't right for you to refinance, we won't recommend it. But if it is,
you are already working with the best!

For Mortgages And Expert Tax
Preparation, Ifs Always
On The House.

Lock down today's low
interest rate for your home
mortgage for up to six months
with our 180-day lock option.

IN ADDITION TO THE LOWEST RATES AND COSTS, MENTION
THIS AD AND RECEIVE A $500 U.S. SAVINGS BOND SERIES EE*

* after closing, conventional mortgage only, expires 12/31/93

UNIVERSAL MORTGAGE CORPORATION

At

Free tax preparation,
electronic filing and a
2-day instant tax refund
with your mortgage.

3 LOCATIONS TO SERVE YOU,

CALL FOR YOUR NEAREST LOCATION

1 ' •

313-355-2200

so Points
$0 Closing*

The MICHIGAN
GROUP
851-4100 REALTORS®
11 1
7499 MIDDLEDELT RD. WEST BLOOMFIELD 851.4100
Cr

'Excludes thle insurance

the
MICHIGAN
GROUP

We have FREE Credit
Advisory Program available.

REALTORS'

Call us.today at 313-647-7700

FIRST
EQUITY FINANCIAL SERVICES INC.
Tax And Mortgage Specialists

.1EMBER

" 1
RELO.

EIMAL MAN

OPPORMNITY

30100 Telegraph Road, Suite 102 • Birmingham

GORGEOUS EXCITING

Six bedroom contemporary home in WADEEK
FOREST in BLOOMFIELD HILLS. 4 1/2 baths,
white marble floor, great room with wet bar
and granite marble fireplace, formal dining
room and family room, extensive decking,
master bedroom has whirlpool, finished
lower level. $499,500 BI-20

PREFERRED

Selective home owners prefer above qual-
ity and design as featured in this custom with
finished basement. Double ovens, island with
triple Jenn-air, instant hot, planning center,
doorwoll leading to two-tiered deck. Perfect
for entertaining. $309,500 P0-54

The Woods of Orchard Lake is the
ultimate in sophisticated family living.
You'll feel it in the impressive entrance
walls, lush woodlands and beautiful
rolling hills.

BUILDER'S OWN HOME

Built in '89 this WALNUT LAKE contemporary
offers 5 bedrooms, 3 1 /2 baths on approx-
imately 1 /2 acre plus West Bloomfield schools.
Marble and oak thruout. 2-story marble
fireplace, skylights and recessed lighting are
just a few of the extras which enhance this
elegant home. $325,000 WA-30

WEST BLOOMFIELD

Offers this 4 bedroom brick home in popular
Covington with Bloomfield Hills schools. Close
to elementary. Newer neutral carpeting.
Large cozy family room. Large garage and
ample storage. Call today for more informa-
tion. $194,900 ST-42

Introducing
An Impressive
New Array Of
1993 Designs
Priced From
The '280's.

You'll see it in the classic new plans with
refined features and custom upgrades
like walk-out lower levels with
wooded views.

Like all great treasures, you may need to
follow the map to find The Woods of
Orchard Lake. However, once you
discover we're surrounded by all-sports
lakes, Orchard Lake Country Club, and
West Bloomfield's "National Exemplary
Schools," you won't need to look any
further.

Located south of Commerce Rd. on the west
side of Old Orchard Trail
Open Daily 12-6 p.m. (Closed Thurs.)

ABSOLUTELY GORGEOUS

120

Majestic quad-level with 4 bedrooms, 2 1/2
baths, new plush carpeting thruout, 1st floor
laundry, fireplace, wet bar, cathedral ceilings,
great yard. Really sharp! $181,900 CA-73

CHIMNEY HILL AT ITS FINEST

Two bedroom, 2 bath CONDO in WEST
BLOOMFIELD featring neutral carpets, mirrors,
fireplace, attached garage, whirlpool tub.
Tennis and pool are a plus and much more!
$109,900 KI-68C

Presented by
Richter-Rosin &
S.R. Jacobson
Development Corporation