•• • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • •• • • O 11 1: Shopping For A Car It takes a savvy shopper to buy the most car for the fewest dollars. Unlike almost all other consumer products, an automobile's selling price emerges from haggling between the con- sumer and the auto deal- er. As such, the price paid varies widely from one dealer to the next and from customer to cus- tomer. Quite simply, informa- tion is your greatest ally when negotiating a deal. Armed with a worksheet listing the invoice prices for the car and options desired, a consumer can walk away with a car while paying as little as $150 over dealer cost. To determine the invoice price — the amount the dealer paid to the factory for a car — a buyer can read car maga- zines, price listing publi- cations or use a pricing service such as the Consumer Reports Auto Price Service based in Novi, Mich. The service provides a printout for any make and model specified, including an itemized list of stan- dard and optional equip- ment, list price and dealer cost — and any rebates dealers are receiving from manufacturers. Armed with this infor- mation, a consumer can add up the dealer cost fig- ures for the car and equip- ment desired — less any rebates — and then march into the showroom, show the figures to a salesman and ask him to add the lowest markup over dealer cost the dealership is will- ing to accept. Make it clear that you are comparison shopping, insist upon a firm quote right away and then leave that dealership to go on to the next. Once you've found your bargain price, make sure you aren't tricked into paying more than neces- sary by buying costly extras or settling for a loan with a higher inter- est rate than might be available elsewhere. In general, refuse pro- tection packages that include services such as rust proofing, extended warranties and options packages. — It's less expen- sive to buy one-by-one only those you desire. ❑ ALL 1992 IN STOCK INVOICE SALE Less MFG. rebates *plus tax, title & destination c PROTEGE NAVAJO'S VP TO $2269* OFF UP TO $4074* OFF stock #238 *plus tax, title, rebate to dealer stock #327 *plus tax, title, includes mfg. value pack discounts "The High Performance Dealer" ARNOL D I Just mrayles sway frOM 41,1•01.0 mazoa Directly across the street from Arnold Lincoln-Mercury anywhere IA% late a lIffie lover L IT JUST FEELS RIGHT." 29187 GRATIOT at 12 Mile Road J ant Cleveland; oI Q 1-696 0 0 445-6080 The Car CY Truck Connection — Auto Broker — U.S. Savings Bonds now offer competitive rates exemption from state & local income taxes complete safety Factory Incentives Discounted Prices Barry Fishman, President • • • • New & Used Foreign & Domestic Lease or Purchase WE ACCEPT TRADE-INS Call For Your FREE Quote Today!!! 557-4663 - Cars — Trucks — Vans convenient purchase to find out more, call anytime 1-800-US-BONDS Northern Michigan is a prime travel destination for Jewish News drivers. Almost 40% visited Northern Michigan in the past 12 months. Source: 1988 Scarborough-Jewish News Study