REAL ESTATE 1 This is a Stick-up! FOR SALE WEST BLOOMFIELD i Beautiful 4 bedroom, J 2.5 bath brick Col- '1 onial with large kit- ' chen, fireplace in family room, 1st floor laundry, library, land- sCaped lot, and more! $213,900. I I ERA RYMAL SYMES ! 851-9770 OPEN SUN. 1.5 6601 E. DARTMOOR Totally updated 3 bedroom ranch fea- turing Berber carpet and new designer kit- chen, 2 1/2-car attach- ed garage. Birm- ingham schools. $115,000. 737-0235 OPEN SUNDAY, OCT. 18, 1-4 PM 5564 N. Adams Way, Sandalwood Condo, Bloomfield Twp. 1 Magnificent, pristine model-like townhouse with all the amenities! Two bedrooms, 2'/2 baths, first floor laundry, fireplace, 2 CA/AC, all appli- ances, everything updated to new. Ravine Setting. Priced to sell at S210,000. This is exactly what is happening if you're not taking advantage of today's low mortgage rates. Each and every month you are spending more money on your mortgage than you have to. Today's mortgage rates are the lowest in nearly 25 years so NOW is the time to refinance or purchase a new home. The example below shows how much you can actually save on a 30 year fixed mortgage. $100,000 9 1/4% $822.67 73/4% $716.41 Mortgage Amount: Your Current Rate: Your Current Monthly Payment: Your New Rate at Rock Financial: Your New Monthly Payment: Savings per Month: Savings Over the Life of Loan: $106.26 $38,253.60 Ask for HELEN CROUSE C Chain erlala ofc. 647-6400 RE A cops• I SELLERS WANT THESE SOLD BEFORE THANKSGIVING 1 Hand over your money! CALL FOR PRIVATE SHOWINGS GREAT PRICE REDUCTION TERRIFIC 4 BEDROOM COLONIAL WITH MUCH UPDATING IN NEUTRAL TONES TO SHOW OFF YOUR POSSESSIONS. SPACIOUS — Your mortgage is one of the most important financial decisions you'll ever make, so call Rock Financial today and let an experienced Mortgage Banker figure how much you can save each month and over the life of your loan. The savings might amaze you. At Rock Financial, a trained professional, not an inexperienced bank clerk, will guide you through your entire mortgage process. Rock Financial is a Mortgage Bank which means we're in one business and one business only... RESIDENTIAL MORTGAGES. That's why we've grown to Southeast Michigan's Largest Independent Mortgage Bank. And don't worry about your rate. Rock Financial beats the competition's service, beats their fees and beats their rates. Just compare. The Time to Refinance or Purchase is Now. 30 Year Fixed *Rate 7.75% family room, kitchen and finished rec room. A back yard full of mature trees and a gracious circu- lar drive. GREAT NEIGHBORHOOD —NEAR EXPRESSWAYS. S182,000. OLN *APR 8.16% 15 Year Fixed *Rate 7.125% *APR 7.38% 1 Year Arm *Rate 4.125% 5 Year Fixed 7 Year Fixed (30 Year Amortization) *APR *Rate 6.22% 6.00% (30 Year Amortization) *APR *Rate 6.99% 6.750% *APR 5.98% BEVERLY HILLS CHARMER PRICED TO SELL!!! Crisp, updated 2-3 bedroom ranch. CONDO ALTERNATIVE with hardwood floors, newer kitchen appliances, 2 full bathrooms, finished basement and central air. Seeing is believing-that YOU CAN OWN AND ENJOY a home as lovely as this for as little as this. S127,500 BEY Rock Financial LOOK NO MORE! RANCH CONDO offers spaciousness, privacy and ease of life style. Almond formica kitchen, large great room with lots of windows, first floor laun- dry and attached 2-car garage. This is what you want! Finished lower level for extra living. FOT S180,000 ask for Ruth or Susan The Mortgage Bank Southeast Michigan's Largest Independent Mortgage Bank (313) 540-8000 l& e g RALPH Imo MANUEL ASSOCIATES • REALTORS 30850 Telegraph Rd., Suite 100, Birmingham, MI 48025 OU NOUSPel OPPOPITUNITY SUSAT1 WEINSTOCK 851.6900 855.2877 5 MILLION DOLLAR PRODUCER Rock Financial is a FNMA/FHLMC Approved Lending Institution. *The quoted annual percentage rate (APR) is based on a 20% down payment or equity in your home. The 5 year or 7 year program may adjust up or down one time to the market rate after the 5 or 7 year period and then will remain fixed at the adjusted rate for the remaining 25 or 23 years of the loan. The 1 year ARM adjusts annually based on the one year treasury index plus a fixed margin. The ARM has a 2% annual cap and a 6% lifetime cap. All Rates and Annual Percentage Rates (APRs) are subject to market conditions and may change at any time without notice. LU CD CD 135