788-0600. Rabbi: Elliot Pachter. Hazzan: Louis Klein. Sexton: Shalom Ralph. Services: Friday 6 p.m., Saturday 9 a.m., 6 p.m., Monday and Thursday 7:15 a.m., Sunday morning 8:30 a.m. The Haftorah will be chanted by Ira Harris. Baby naming of Dayna Rose Elconin. DOWNTOWN SYNAGOGUE 1457 Griswold, Detroit, 961-9328. Rabbi: Noah Gamze, Cantor: Israel ldelsohn. Services: Monday-Friday 5:15 p.m., Saturday 8:30 a.m. SHAAREY ZEDEK 27375 Bell Rd., Southfield, 357-5544. Rabbis: Irwin Groner, William Gershon, Cantors: Chaim Najman, Sidney Rube. Services: Monday and Thursday 7:30 a.m., Tuesday, Wednesday and Friday 7:45 a.m., Sunday 8:30 a.m., Friday 6 p.m., Saturday 8:45 a.m. Daily 6 P.m. Bat Mitzvah of Cindy Phillips, daughter of Marion and Eduardo Phillips. SHAAREY ZEDEK B'NA1 ISRAEL CENTER 4200 Walnut Lake Rd., West Bloomfield, 681-5353. Rabbi: Leonardo Bitran. Services: Saturday 9 a.m., Monday-Friday 7:15 a.m., Sunday 9 a.m. REFORM: TEMPLE BETH EL 7400 Telegraph Rd., Birmingham, 851-1100. Rabbis: Daniel Polish, Julian I. Cook; Richard C. Hertz, Rabbi Emeritus. Cantor: Gail P. Hirschenfang. Friday 5:30 p.m. Likrat Shabbat, 7:30 p.m. Family Shabbat Service. Saturday 11 a.m. Torah Study 9:30 a.m. Bat Mitzvah of Jenica Michelle Kaplan, daughter of Mrs. Janice VanStrien and Allan Kaplan. At the Family Shabbat Service, 7:30 Friday, Rabbi Polish will speak on "Ask the Rabbi." BETH ISAAC 2730 Edsel Dr., Trenton, 675-0355. Student Rabbi: Ruth Alpers. Services: Friday 7:30 p.m. Saturday 9:30 a.m. TEMPLE EMANU EL Saturday: Bat Mitzvah of Lindsay Raben, daughter of Gail and Stuart Raben. 6:30 p.m. Havdalah Bat Mitzvah of Adriane Magidson, daughter of Leslee and David Magidson. TEMPLE SHIR SHALOM 5642 Maple, West Bloomfield, 737-8700. Rabbi: Dannel I. Schwartz. Services: Friday 8 p.m. Saturday 11 a.m.; 9:30 a.m. Tish. Friday service under the stars at new site, Walnut Lake Road and Orchard Lake Road. Birthday blessing of Bunni Lieberman. Sermon by Rabbi Schwartz on "The Importance of One." Saturday: Baby-namings of Rachel Bella Zapata and Alexandra Morgan Rys; birthday blessings of Lois Finn and Sandra Schiff. Sermon by Rabbi Schwartz on "The Sleaze Factor." CONGREGATION SHIR TIKVAH 3633 W. Big Beaver, Troy, 643-6520. Rabbi: Arnie Sleutelberg. Services: Friday: 7:45 p.m. HUMANISTIC: THE BIRMINGHAM TEMPLE 28611 West 12 Mile Rd., Farmington Hills, 477-1410. Rabbi: Sherwin T. Wine. Services: Friday 8 p.m. Rabbi Wine will present the third talk on Europe After Communism. We will have the first Humanistic Jewish Song Fest. Justice will be the service theme. RECONSTRUCTIONIST: TEMPLE ISRAEL 5725 Walnut Lake Rd., West Bloomfield, 661-5700. Rabbis: M. Robert Syme, Harold S. Loss, Paul M. Yedwab. Cantor: Harold Orbach. Services: Friday 8 p.m., Saturday 10:30 a.m. (Rebbe's Tish 9:30 a.m.), Weekdays 7:30 a.m., Sunday 9 a.m. Friday: Bat Mitzvah of Cortney Wolfe, daughter of Ronald and Cynthia Wolfe. Friday: Rabbi Loss will deliver the sermon. Saturday: Rabbi Syme will deliver the sermon. TEMPLE KOL AMI 5085 Walnut Lake Rd., West Bloomfield, 661-0040. Rabbis: Norman T. Roman, Rabbi Emeritus: Ernst J. Conrad. Services: Friday 8 p.m. Saturday 9:15 a.m. Chevrat Torah Study Session and Shabbat Worship 10:30 a.m.. Now is the Time to Refinance. Now is the Time to call TOWER. Here are some TOWER advantages: • 45 minute applications T'CHIYAH 1035 St. Antoine at Monroe, Detroit, 393-9493. Saturday 10 a.m. Services conducted by Naomi Pinchuk and Rob Katz. SEPHARDIC: SEPHARDIC COMMUNITY OF GREATER DETROIT 557-8551. Services: Saturday 9 a.m. at Jimmy Prentis Morris JCC, 15110 W. Ten Mile, Oak Park. Sunday 9 a.m. at Yeshivah Beth Yehudah, 15751 W. Lincoln, Southfield. SYNAGOGUES - 14450 W. Ten Mile Rd., Oak Park, 967-4020. Rabbis: Lane B. Steinger, Amy Bigman. Rabbi Emeritus: Dr. Milton Rosenbaum. Cantor Emeri- tus: Norman Rose. Services: Friday 7:45 p.m. Prospective Member Summer Service conducted by membership committee. HOW DOES 4-118 /0 SOUND. • • • • • (your home or our office) Fully computerized process No application fees Lowest rates Zero cost loans available Start rates as low as 41/8% B'nai Moshe Sets Education Program Congregation B'nai Moshe of West Bloomfield will hold registration for its LIFE program. LIFE is B'nai Moshe's educational program for children in kindergarten through third grade and their families. It will be taught in a camp-like atmosphere. Classes will begin Sept. 12 and will be held on Saturday mornings coupled with several Sunday workshops. The upper grades will also meet one afternoon a week for further instruction in Hebrew reading. Retreats and sleep- overs are also on the calendar. All classes will be held at B'nai Moshe, 6800 Drake Road. For information, call Nancy Vardy, 788-0600. Sound Good? CALL 539-1100 Tower Financial 7013 Orchard Lake Road, Suite 115, West Bloomfield, MI 48322. Phone (313) 5391100, FAX (313) 5391101 41•111M ■ 111111111111111.1F PTROIT__ I ElAll CI,1 NI PIK