TRAVEL 'L11N-I S NUPPLY UP TO ON ALL DESIGNER FRAGRANCES AND COSMETIC LINES SANS OrtiqiNAL DETROIT'S 50% OFF Keep Money Safe, Have A Better Trip DISCOUNTER • OVER 1,000 DESIgNER fRAgRANCES TO ChOOSE fROM • COMPLETE LINE Of COSMETICS, I-IAIR pROdUCTS *Id ACCESSORIES •All AT DISCOUNT PRICES! WEST Bloomf idd ON ORChARd LAkE ROAd 1 block sourli of MAPLE IN THE WEST BLOOMFIELd PLAZA 851-7323 M-S 9-6, SUN. 12-5 Oak PARk 24695 CoolidcIE AT 10 MilE RoAd 547-9669 M-S 9-6 12-5 SUN. Soucy SPA PASSOVE it RESORT HOTEL, MIAMI BEACH NCGIATT KOSHER from Oceanfront on the Boardwak at 32 St MILLION DOLLAR RENOVATION Elegant new lobby, Elevators & Guestrooms from Miniature golf • Paddle tennis • Olympic pool • Childrens' pool & playground • Entertainment • Tea room • Synagogue 9 PAY IN FULL BY JAN. 31 & SAVE $100 PER MOM WINTER 19*— 391dR1P4 s NEW FULLY EQUIPPED SPA featuring exercise equipment, men's & women's inground giant Jacuzzis, saunas, whirlpools, massages, facials & aerobics 800-327-8470 • 305-531-8261 *per person, clA. occup. • original art • posters • SCU pture • pi • paintings • table top art • photogri on ft -n'n art •posters • sculpture • prints painti table top art • pi- o':o 3:aptly* art boi • custom framing • original art • po scuI :ur:t. • 1:.rir • pa r tr s table photography • art books • custom framing • original art • posters • sct. LINDA HAYMAN GALLERY 32500 Northwestern Hwy., Farmington Hills 932-0080 .400° tiu 064% DAVID ROSENMAN'S A MAO Aim PURCHASERS NEW & USED CAR BROKER (313) 851-CARS (313) 851-2277 68 FRIDAY, JANUARY 31, 1992 Custom Fabrics Personalized Designs Mon.-Fri. 10.4 Sat. 10-3 Franklin Plaza 358-4085 29107 Northwestern Hwy. Southfield (2nd entrance from 12 Mile in rear) "Whether you're planning a ski trip to northern Michigan or heading south to a tropical island to escape Old Man Winter, remember to use good financial judgement so your vacation won't turn into one you'll be paying for until next year's trip," says Michael Kelly, director of public infor- mation for the Michigan Credit Union League. Here are some tips to help you save and keep your money safe during your vaca- tion offered by Everybody's the consumer Money, magazine for credit union members. 1. Lay out all your credit cards and photocopy both sides. Take a copy with you and keep another at home. This will enable you to pro- vide accurate information to authorities and credit card companies should your cards be stolen or lost: 2. It's a good idea to set money aside before your trip to pay for the charges you will accumulate on your credit cards. It's reassuring to have a head-start on paying the bills. 3. Calculate beforehand how much you can afford to spend on souvenirs, gifts and other extras, and try to stay within that budget. 4. Carry most of your money in the form of travelers cheques. They're inexpensive and safer than currency. If you're lucky enough to have any cheques left when you return from your trip, cash them and deposit the money immediately to begin earning interest. 5. Don't put your cash in checked baggage. Don't leave cash or other valuables in your hotel room. Store them in the hotel safe. If you carry your cash in a purse, loop the strap acrss yoUr body rather than hanging it from one shoulder. If you carry your wallet in your jacket, don't let your jacket out of your hands. 6. If you rent a car, chances are you can decline the damage waiver. Most auto in- surance policies automatical- ly cover occasional, non- business use of another car. Check your policy or contact your insurance agent before you travel. If you're not covered, expand your current auto insurance. Then you'll be protected for only pennies a day when you need to rent a car. 7. Consider a travel agent. Travel agents can make some or all of your vacation ar- rangements, often at no extra =4 cost to you. An agent can help you compare resorts, hotels and travel arrangements quickly and completely. 8. In foreign countries, you'll need to carry some of their currency. Generally, you'll get a better exchange rate at a bank than you will at airports and hotels. Ex- change your coins before you leave the country. U.S. banks will exchange the paper but not the coins. 9. You can use your ATM "4 card or credit card to get local currency in some foreign countries without paying foreign-exchange commis- sions. Check with your credit 4 union or other financial in- stitution to find out where the ATMs are on its network before your trip. 10. Save enough money to go out to dinner or order take- out food when you return 4 from your vacation, and con- 4 sider returning at least a day before you need to return to work. The chance to rest will help you adjust to your back- to-work schedule. — mml LOCAL NEWS Career Planning Is Program Topic Friends of Refugees of Eastern Europe will host a series of monthly lectures and discussions to help new Americans explore their op- tions. The series, titled, "New Horizons," will discuss fami- ly life, jobs and career, religion and culture, and social life. This month's program will be a symposium on career planning and retraining. The Russian-born panelists will speak about personal ex- periences 8 p.m. Feb. 11 at Congregation Dovid Ben Nuchim. The panelists will include Roman Lundin, a software design specialist who is presi- dent of Lundin Laboratories and the Jewish Business Net- work; Vladimir Kremen- chugsky, a biochemist and president of Vova Laboratories; and Aron Rozenberg, an electrical engineer with Detroit Thsting Laboratory. The program will be con- ducted in Russian and a ques- tion and answer period will follow. Refreshments will be served. I -4 4 14