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REAL ESTATE
UPDATE
c ie
Ray A. Fox, Licensed Realtor
COME SEE WHO WE ARE!
WORKMEN'S CIRCLE NURSERY SCHOOL
MAY 26 — Todd and Sheri
(Goldberg) King lovingly an-
nounce the birth of their
daughter, Arielle Sabrina, lit-
tle sister to Adam Steven.
Proud grandparents are Herb
and Irene Goldberg of West
Bloomfield and Emilie King
of Farmington Hills. Arielle
Sabrina is lovingly named
after her maternal uncle,
Steven Alan Goldberg, and
her maternal great-grand-
father, Louis Schwartz.
OUR SCHOOL .. .
• Philosophy is a developmen- • Atmosphere is warm, caring
tal approach.
and loving.
• Offers wide variety of play
experiences in art, cooking,
science, pre-math and pre-
reading skills.
• Teachers are qualified in Pre-
School Education.
• Offers a secular approach to
Jewish education
26341 Coolidge, Oak Park
For more information, call
545-0985
358.2333
to
Franklin
Plaza
• PASSPORT •
SPECIAL
$7.95
1 set
QUESTION: Is it stand-
ard for banks to charge a
penalty fee if you pay off a
home loan before its desig-
nated length?
ANSWER: Normally, yes!
Paying off a mortgage in
advance of its original loan
length is known as "prepay-
ment". Many lenders today
require a prepayment penal-
ty if a mortgage is paid off
before its original due date.
If you do pay this penalty,
remember that the IRS
treats it the same as interest
which means it can be used
as a deduction.
In many states, consumer-
oriented laws have been
passed which prohibit any
prepayment penalties after
the loan has been in effect
from three to five years.
(TURN YOUR PHOTOS
CRANBROOK
ASSOCIATES, INC.
32440 Franklin Road
Franklin
Phone: 626-8700
$10.00 OFF
INTO cOTO FOLKS
(with ad)
rrAillez
THE AREAS
LARGEST
IN STOCK SELECTION
WITH GUARANTEED
BEST PRICE!
GLIDERS FROM $168.00
ROCKERS FROM $98.00
"Must Be Done AI The Some Time"
2 Phcios per passport (with coupon)
A-,verst.mes S. Bo , M/tZveh,)
Please Phone
Ray A. Fox
or drop in at
Jim Linnane, Vice President
2 sets
10% off on posters
the mortgage is paid off
early.
Presented in cooperation with
Chase Manhattan of Michigan
flak. CHASE
$14.95
•
MANY LENDERS require
a prepayment penalty if
Bloomfield Hills: 313.645-6466
of Southfield
MAY 20 — Bruce and Thea
(Ross) Kumove of Kamuela,
Hawaii, announce the birth of
their daughter, Brittany
Beth. Proud grandparents are
Fern Wallach of Farmington
Hills and Vivian and Sidney
Ross of Southfield. Great-
grandmother is Berdie Aaron
of Oak Park.
MAY 10 — Ron and Rochelle
(Pikstein) Siegel of Farm-
ington Hills joyfully an-
nounce the birth of their
firstborn, a son, Michael Ben-
jamin. Thrilled grandparents
are Naomi and Marvin Siegel
and Helen Pikstein of Oak
Park. Michael Benjamin is
named for his maternal
grandfather, Herman (Yocho-
nun) Pikstein, and his pater-
nal great-grandfather, Ben-
jamin (Dov) Siegel.
• Is a great place for children
CO love themselves and their
background
WORKMEN'S CIRCLE NURSERY SCHOOL J
MAY 24 — Neal and Sarah
(Indenbaum) Krasnick of
Huntington Woods are happy
to announce the birth of
their son, Brian David.
Proud big brother is Bradley
Aaron. Delighted grand:
parents are Sam and Valerie
Indenbaum of. Franklin and
William and Marjorie
Krasnick of Huntington
Woods. Ecstatic great-grand-
parents are Maurice and
Clara Robbins and John
Krasnick of Southfield. Brian
is named in loving memory
of his great-great-grand-
father, David Rubin.
MAY 17 — Howard and Wen-
dy (Kranitz) Handler of Irv-
ington, N.Y., joyfully an-
nounce the birth of their
daughter, Rian Mallory. Pro-
ud grandparents are Wally
and Marlene Handler of
Bloomfield Hills, and Aaron
and Florence Kranitz of
Akron, Ohio. Thrilled great-
grandmother is Gertrude
Handler of Southfield. Rian,
whose Hebrew name is Rivka
Shoshana, is named in loving
memory of her great-grand-
fathers, Robert Kranitz, Max
Handler, and Sam Z. Gold-
berg, and her great-grand-
mother, Mildred Fogel.
PREPAYMENT PENALTIES
k irs,ac y
her paternal great-grand-
mother, Ella Blume, and
her maternal great-grand-
father, Julius Hessing.
$18.95 $23.95 $27.95
We transfer your old movies, prints & slides to video cassette
I FULL PHOTO SERVICES INCLUDING: BLACK & WHITE, ENLARGEMENTS, POSTERS
29215 Northwestern Hwy. at 12 Mile Rd. in Franklin Shopping Plaza
'excluding kids
and cushions
STOCKS TAX-FREE BONDS MUTUAL FUNDS
T
A
X
First of Michigan I
Corporation
M.
P
T
Members New York Stock Exchange, Inc
Senior Vice President - Investments
Branch Manager
S
Michigan Toll-Free 1-800-826-2039
TAX DEFERRED ANNUITIES IRA's MONEY MANAGEMENT
"THE REMEMBERED WOMAN"-
THE NEW
OUR HOME IS YOUR HOME
N
We provide a trained and car-
ing staff so that you can feel
safe and secure leaving your
child with us.
Your kids won't want to leave.
N
G
USE
COUPON
THIS s 2 . 00 OFF & SAVE
948.1060
32875 Northwestern Hwy.
(S. of 14 Mile)
Farmington Hills • 737-5437
3610 W. Maple (at Lahser)
Next to Farmer Jack
Birmingham • 540-5702
Exp. 8/4/91
Limit 1 coupon per family, per visit
M-Th. 8 a.m.-10 p.m; Fri. 8 a.m.-1 a.m.; Sat. 9 a.m.-1 a.m.; Sun. Noon-8 p.m
LEARNING DISABILITIES CLINIC
00' Ar
FASHION HAS NO SIZE ...14 PLUS
NEW HIGH FASHION SPORTSWEAR, CAREERWEAR AND
DESIGNERWEAR ARRIVING DAILY .. . AND MORE
AFFORDABLE THAN EVER BEFORE.
OPEN SUNDAYS
Southfield
853-7440
A
A
R
U
S
(Just North of 8 Mile)
Auburn Hills
L
Travelers Tower / Suite 1020
26555 Evergreen Road / Southfield, Mich. 48076
(313) 358-3290
21325 Telegraph
A
.■
Herman Schwartz
U
3337 Auburn Rd.
(1 Mile West of Adams)
313-851-8001
LAYAWAYS WELCOME
6209 ORCHARD LAKE RD.• SUGAR TREE • 1 Block North of Maple • West Bloomfield
• Private Tutoring
• Evaluation
• Therapy
LYNNE MASTER, M.Ed
Director
545-6677
433-3323
25201 Coolidge, Oak Park • 4036 Telegraph, Bloomfield Hills
THE DETROIT JEWISH NEWS
83