I UP FRONT

YOU'RE COVERED
With Our New TShirt!

Subscribe Today To The Jewish News
And Receive A T-Shirt
With Our Compliments!

From the West Bank to West Bloomfield — and all points in between — The Jewish News covers
your world. And with our T-shirt, we cover new subscribers, too.

The T-shirt is durable, comfortable, easy to care for and attractive. And it comes in an array
of adults' and children's sizes. But most important, your new subscription will mean 52 information-
packed weeks of The Jewish News, plus our special supplements, delivered every Friday to your
mailbox. A $56.70 value for only $29.

A great newspaper and a complimentary T-shirt await you for our low subscription rates. Just
fill out the coupon below and return it to us. We'll fit you to a T!

Jewish News T-Shirt Offer

Please clup coupon and mail to:

Yes! Start me on a subscription to The Jewish
News for the period and amount circled below.
Please send me the T-shirt.

JEWISH NEWS T-SHIRT
27676 Franklin Road
Southfield, Mich. 48034

NAME

This offer is for new subscriptions only.
Current subscribers may order the T-shirt for
$4.75. Allow four weeks for delivery.

•

ADDRESS

CITY

STATE

ZIP

(circle
one) 1 year: '29 2 years: '52 Out of State '37 enclosed $

(Circle
One) ADULT EX. W. ADULT LARGE, ADULT MED. CHILD LARGE CHILD MED. CHILD SMALL

12

FRIDAY, APRIL 19, 1991

Loans

Continued from preceding page

— taking out a big mor-
tgage, and expecting our
kids to pay up."
Allocations for the 148
federations were made on
the basis of CJF's "fair
share" percentages. The
formula takes into con-
sideration each federation's
previous fund-raising efforts
and each community's Jew-
ish population.
The biggest share of the
$900 million loan guarantee
responsibility was taken on
by the New York UJA Fed-
eration with an indemnifica-
tion of some $171 million.
On the other end is the
Jewish federation in
Rockford, Ill., which will
cover the smallest percen-
tage of the loan package.
The community, estimated
to have a Jewish population
of 1,000, will back $180,000
in loans.
Some of the federations
and loan guarantees are Los
Angeles ($63 million),
Chicago ($59 million),
Philadelphia ($37 million),
Boston ($32 million),
Cleveland ($27 million),
Miami ($25 million), Greater
Washington, D.C. ($24 mill-
ion), Baltimore ($24 million),
Atlanta ($12 million),
Denver ($6.1 million), Kan-
sas City ($4.7 million) and
Buffalo, N.Y. ($4.4 million).
The 312 delegates re-
sponded to the challenge
with some serious soul sear-
ching.
"You're mortgaging the
future of your federation to
this program," said Richard
Pearlstone, a national UJA
vice chairman from
Baltimore. "So any prudent
person would carefully con-
sider all of the implications of
this plan"
Mr. Pearlstone was echo-
ing the dominant -theme of
the meetings, which

-

culminated in Tuesday's
vote. Most delegates ac-
cepted the loan guarantee
program as the only
reasonable alternative to an
extraordinary situation.
Mrs. Sherman of the
Detroit Federation said the
loan guarantee program and
the continuing fund-raising
for Operation Exodus will
place heavy new demands on
the resources of the Jewish
community.
"But it's something we
have to do," she said. "The
concern has been that if a
community is in for $30 mill-
ion and the people do not pay
back their loans, you've put

In the past, more
than 90 percent of
loans have
been repaid.

all of your assets, your en-
dowment, on the line. But
this is an opportunity we
can't let pass."
Despite early rumblings of
discontent over the risks in-
herent in the indemnifica-
tion proposal, CJF officials
waged an effective campaign
to convince the delegates
that the risks were accep-
table ones.
"There was a tremendous
amount of politicking by
supporters of the proposal,"
said an official with a major
Jewish agency. "There was a
lot of pressure on delegates.
But in the end, that isn't
what shaped this decision.
"The real point of this ex-
ercise was that nobody saw
any good alternatives," he
said. "Obligating ourselves
for up . to $900 million is
frightening — but it's even
more frightening to think
about what might happen if
we stayed in our safe little
houses and refused to take
the risk."

❑

ADL Conference
Set For Teachers

"Transitional Stages of
School Climate" will be the
subject of the address given
by Richard H. Lobenthal at
the first conference of area
teachers and administrators
who have participated in "A
World of Difference" training
4-7 p.m. May 9 at the Farm-
ington Hills Community Cen-
ter. Mr. Lobenthal, is the
director of the Michigan office
of the Anti-Defamation
League.
"A World of Difference" is a
project of the League funded
by the Skillman Foundation.
It focuses on training
teachers in multi-cultural
sensitivity and prejudice

reduction techniques for the
classroom.
Participants will learn
about resources in human
relations, "tid-bits" about dif-
ferent cultures, new programs
that foster inter-group
cooperation and learning ex-
periences and reducing in-
tergroups tensions. There is
no charge for the Conference,
open only to those who have
already participated in "A
World of Difference"
programs.
A light supper will be
available during the con-
ference. For information, call
the ADL/A World of Dif-
ference office, 355-3730.

