G RNBEIN S
REAL ESTATE
UPDATE
Ray A. Fox, Licensed Realtor
WHICH CLOSING COSTS DEDUCTIBLE?
of his paternal grandmother
and great-grandmother, both
named Frieda Brown. He is
also named for his great-aunt,
Mildred Cohen, and his pater-
nal grandfather, Irving Lyons.
Michael is also the grandson
of the late Walter Small.
JUNE 9 Aron and Cheryl
(Wenson) Weberman of West
Bloomfield are proud to an-
nounce the birth of their
daughter, Rachel Beth.
Welcoming their sister are
Lindsey and Brian. Thrilled
grandparents are Freda
Weberman and Linda and
Benjamin Wenson, all of West
Bloomfield. Happy great-
grandmother is Mary Freed-
man of Southfield. Rachel
is named in loving memory of
her paternal great-grand-
mother, Eva Levine, and her
maternal great-uncle, Alex
Schoenfeld.
—
QUESTION: I signed a lot of
checks during the closing of the
purchase of our home. Can you
tell me which closing costs are
deductible from my income tax?
GORNBEIN•
Fidelity Bank Building
24901 Northwestern Hwy.
Southfield
357.1056
ti
JEWELERS
ATTENTION: DECK OWNERS
Is Your Deck Dull A nd Groy
?
Decks
become dull and gray as the c
in
D the wood
ells
die from ex
sun, air pollution and acid posure
raj
the
n.
• Po
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• Sealing • Staining
MAY 25 George and Lesley
(Goldstein) Enos of Nashua,
N.H., proudly announce the
birth of their daughter, Sarah
Rebecca, sister to Rachel
Maureen. Ecstatic grand-
parents are Florence and
Ronald Goldstein of Farm-
ington Hills and Ivy and
Monty Enos of Norflok, Va.
Sarah is named in blessed
memory after her maternal
great-grandmother, Goldie
Orechkin, and her paternal
great-grandmother, Rebecca
McQuiggan.
—
Lawrence and
MAY 22
Laura Lester of Southfield
are thrilled to announce the
birth of their son, Scott
Aaron, brother to Matthew
Ryan. Proud grandparents
are Blanche and Bernard
Borenstein of Southfield and
Alan and Pamela Lester of
Oak Park. Great-grand-
mother is Nancy Dempsey of
Wilkes-Barre, Pa. Scott Aaron
is named in loving memory of
his maternal great-great-
grandfather, Hillel Erman,
and his paternal great-great-
grandmother, Ada Cohen.
ANSWER: Property taxes are
usually pro-rated so that both
the buyer and seller each pay the
taxes for the portion of the year
that each owns the property.
Each may deduct this amount -
and only this amount. Another
deductible item that appears in
closing costs is interest charged
to the seller on the mortgage up
to the date of closing. Also
deductible as interest is the
amount charged as points.
Non-deductible closing ex-
penses are fire insurance, FHA
mortgage insurance, and charges
for rent for occupancy before
closing.
32440 Franklin Road
Franklin
Phone: 626-8700
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—
CRANBROOK
ASSOCIATES, INC
Chase Manhattan of Michigan
ANL, CHASE
Jim Linnane, Second Vice President
NMI
Bloomfield Hills: 313-645-6466
—
Harry and
APRIL 13
Lauren (Boyer) Neuman of
West Bloomfield are thrilled
to announce the birth of their
son, Avery Charles. Delighted
big sister is Marissa Shain- -
del. Proud grandparents are
Sidney and Rose Neuman of
West Bloomfield and Richard
and Jan Boyer of Rochester
Hills. Proud great-grand-
mothers are Sonia Reznik of
Southfield and Helen
Neuman of Chicago. Avery
Charles is named in loving
memory of his paternal great-
grandfather, Avram Neuman,
and his maternal great-great-
grandfather, Charles Cohen.
Please phone
Ray A. Fox
or drop in at
Presented in cooperation with
We will clean the dull,
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•
MANY CLOSING COSTS ARE
DEDUCTIBLE. Keep good
records of the transaction so
as not to lose any.
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MIIIIIIMIIIIIIIMIMMIIIIIIIIIIIIIMIIIIII•1111
THE DETROIT JEWISH NEWS
99