LIFESTYLES PROFILE The HIGHEST Money Market Rate Among Major Financial Institutions in the Detroit Metropolitan Area for 305 Consecutive Weeks Franklin Ellias: Community Volunteer CARLA JEAN SCHWARTZ Local Columnist INSTANT LIQUIDITY LATEST ACCOMPLISHMENT: "I'm starting to achieve a long term goal of expanding my business and attracting national clients." INTEREST RATES AS OF 1-17-90 FINANCIAL INSTITUTIONS MONEY MARKET RATES' PHILOSOPHY: "You don't have two ethics. There is no such thing as a personal and business ethic. They are interrelated." 6.65 Franklin Savings National Bank of Detroit Manufacturers Comerica First Federal Savings Bank & Trust Michigan National of Detroit Standard Federal First Federal of Michigan First of America 6.50 6.25 6.10 6.15 6.00 6.00 6.00 5.40 *Based on $10,000 deposit. Some minimum deposit requirements may be lower. Higher rates may be available for larger deposits. MONTH QUARTERLY ADJUSTED HIGH INCOME C.D. 8.25% 8.57% Annual Percentage Rate Effective Annual Yield Monthly check may be issued or reinvested to another Franklin Savings Account Variable Rate Certificate adjusted quarterly at the 90 day T-bill plus .50%. Balance of $500 or more. Additional deposits to the account allowed at any time. Limited time offer. Early withdrawal subject to penalty. Franklin SAVINGS Bank SOUTHFIELD GROSSE POINTE WOODS BIRMINGHAM 26336 Twelve Mile Road 20247 Mack Avenue 479 South Woodward (313) 358-5170 (313) 881-5200 (313) 647-0000 FDIC Insured 1.800-527-4447 Call Toll-Free EQUAL MOUSE.. LINDER DEA FARRAH MSW, ACSW is pleased to announce her association with THE MAPLE CLINIC NAME: Franklin James Ellias AGE: 46 OCCUPATION: President of Franklin J. Ellias & Associates, an insurance and benefit consulting firm. RESIDENCE: Farmington Hills FAMILY: He is married to Betty Rotberg, a teacher at Southfield-Lathrup High School. His son, Charles Ellias, is in the Air Force. His parents are Dr. Sydney and Helen Ellias, who reside in Southfield. His brother, Andrew, is a physician in Colorado Springs, and his sister, Nancy Gorman, is a salesperson at Glassman Oldsmobile. EDUCATION: Attended Detroit Institute of Technology and Wayne State University. ORGANIZATIONS: Vice-President of the Jewish Community Council, immediate past president of Jewish National Fund, on the planning committee of Israel Bonds and an active member of Children of the Holocaust survivors Association in Michigan (C.H.A.I.M.). 950 E. Maple, Birmingham SYNAGOGUE: Temple Israel FAVORITE BOOK: "I read a lot written by PSYCHOTHERAPY SERVICES FOR: • Children • Adolescents • Adults — EATING DISORDER SPECIALTY — the Internal Revenue Service. I read articles on psychology and communication. I admire Erich Fromm. I think he was a tremendous communicator." Most Insurances Accepted 90: FRIDAY, JANJARY 26,1990, 646-6659 HOBBIES: Photography and automobiles BACKGROUND: Franklin Ellias grew up in northwest Detroit and recalls his parents being active in Jewish charities. His bar mitzvah was at Congregation Shaarey Zedek. "I was (photographer) Leo Knight's first bar mitzvah." After he was graduated from Mumford High School in 1961, he attended the Detroit Institute of Technology. While attending school, he enlisted in the Naval Air Reserve. About the time he received an honorable discharge, he attended Wayne State University. Ellias believes education is very important, but at that time schooling was difficult for him so he began working in the retail industry. After working at three or four jobs during a few years, he was recruited into the insurance business in 1967. His mentor and boss was Sy Raboy of Connecticut Mutual Life Insurance Co. In 1972 he assumed a management position with the Paul Revere Co. that lasted six years. Then David Hermelin recruited Ellias to work for his insurance firm. Two years later, in 1980, he opened his own company. Ellias writes articles and does public speaking on health and insurance benefits. His articles appear frequently in Lawyer's Weekly, Michigan Business, magazine, and Best's Review. He also gives seminars at community colleges. Every two months he is interviewed by Ed Richards on WOMC radio. The last time he was on the air, Ellias had the opportunity to meet a childhood hero — Soupy Sales. Ellias is active in the Jewish community. He is past president of the Jewish National Fund and is vice president of the Jewish Community Council. One highlight of his volunteer work involved his Washington, D.C., trip with non-Jewish clergy to learn about U.S.-Israeli relationships. Ellias believes in involving non-Jews in Jewish causes. He was instrumental in having Tom Turner of the AFL-CIO honored by the Jewish National Fund. Ellias also volunteers his services as a consultant to the Jewish community. He has helped VAD and other organizations.