SALE CONTINUES! OPEN SUNDAY NOON TO 5 tisAcloc'pgrlfW AT SUGAR TREE ON ORCHARD LAKE ROAD. FIRST SIGNAL LIGHT NORTH OF MAPLE ROAD ON THE RISING SUN SIDE OF THE STREET When The Occasion Arises Dependability Is Utmost! You Can Always Rely On bruce m. weiss A RESTAURANT 555 Woodward Birmingham 642-9400 Now Appearing For Dancing Tues. Thru Sat. Evening ALLURE Mondays Jewelers Celebrate The New Year In Grand Style With Us - Call About Our Complete Package 26325 Twelve Mile Rd. Southeast corner Northwestern Behind Gabe's Fruits In The Mayfair Shops Mon.-Sat. 10-5:30 Thurs. 10-8:30 Alexander Zonjic Trio 353-1424 JOIN NOW! OR ONLY $25 A MONTH Our program of exercise and nutrition will give you the help you need to present yourself at your best. Give yourself or someone you care about, a gift of fun, fitness and friends at One on One. Call Today for Details Offer Expires after first 100 Memberships sold or December 14, 1986 *ONE TIME INITIATION FEE OF $25 — MEMBERSHIP BASED UPON 24 MONTHS VAKICKVISMICIMMAKVSZCSICIACYMECOCESICINIIVACIOX Gift Certificates Available szavamitEISIMCOUSTMACOMICIXERIMCVACIMNSOC' 626•9880 6343 FARMINGTON ROAD JUST NORTH OF MAPLE = IN WEST BLOOMFIELD 98 Friday, December 5, 1986 THE DETROIT JEWISH NEWS SINGLE Before Investing Continued from preceding page significantly lower net yield if compared to compounded daily interest of eight per- cent. CAPITAL APPRECIA- TION: Financial growth is the goal of many investment programs. Appreciation of to- day's assets can provide for retirement security, future family and edu-cation ex- penses or an increased standard of living. When seeking • capital appreciation, it is important to set goals and understand the financial risk that each investment carries relative to its poten- tial gains. Common financial instru- ments used for capital appre- ciation include: common stocks, mutual funds for growth, options funds, listed options, corporate bonds, con- vertible bonds and preferreds, zero coupon municipal bonds, new issues, limited partner- ships, unit trusts and man- aged portfolios. SPECULATIVE PRO- FIT: Speculation is taking above average risks for the chance to make above aver- age profits. One has to have the nerve, the emotional atti- tude, to accept rapid price fluctuation, and one should never risk money he/she can't afford to lose. This area of investment may include commodity futures, guided commodity accounts, interest rate futures, gold and silver bullion, gold coins, some limited partnerships, some common stocks, options, high yield bonds, short selling and buying on margin. Of course, speculating is truly in the eyes of the investor. Someone once told me, "If you're going to play the game, you've go to know the rules!" This is true of invest- ing. As 1987 approaches, here are some New Year invest- ment resolutions to consider: Never trade on a "Hot Tip." For the most part the mar- kets are efficient. True "in- sider information" is illegal. Often what is heard is disin- formation. Never fall in love with your stocks or other invest- ments! Fall in love with people! All too often investors fail to sell stock or bonds or other investments when there is a profit to be made. They have over the years made this financial instrument a companion, a friend. They've graphed it, charted it, saved all the reports. They've seen it go up and down in price over the years. Remember, in most instances one can't make a profit until one sells. Just because a friend did it, that's no reason the investor should too. Feel comfortable with in- vestment decisions. Remember, that when one receives something for "free" with an investment, someone is paying for it, and it's prob- ably the investor. This in- cludes toasters, airline tic- kets, fur coats, can openers and cars. Invest something every month, no matter how small. Good habits are as hard to break as bad ones. Make a map of financial goals and needs. Seek advice from true pro- fessionals. Never be afraid to ask. There is no such thing as a "stupid" question. Plan to build wealth and security. Singles Bashes At The Center Two big celebrations are scheduled for singles at the main Jewish Community Center this month. At 8 p.m. Dec. 20, the Cen- ter will hold its annual Las Vegas Night. On Dec. 24 at 8 p.m., the Center will be "The Only Spot in Town," as it has its annual winter bash, co-hosted with The Jewish News. There is an admission charge. For information on either program, call Jill Cole, 661-1000, ext. 347. Chai Ski Club Plans NYE Trip The Chai Ski Club (21-45) will have its annual New Year's Ski Trip Dec. 28-Jan. 1 at Boyne Mountain. There is a fee. For informa- tion, call Bernie Botwinik, 288-0338. CALENDAR COMMUNITY NETWORK FOR JEWISH SINGLES (25-45): Main Jewish Cen- ter, "An Introduction to the Detroit Institute of Arts," with Cyvia Snyder, noon Sunday, re- freshments, 661-1000, ext. 347. COMMUNITY NETWORK FOR JEWISH SINGLES (25-45): Brace Lederle Field, Southfield, drop-in, co-ed football, 10:30 a.m. Sunday, free. TOASTMASTERS:Main Jewish Community Center, meeting, 7:30 p.m. Tues- day, free, 356-5369. COMMUNITY NETWORK FOR JEWISH SINGLES (25-45): Main Jewish Cen- ter, drop-in, coed vol- leyball, 6:30 p.m. Thurs- day, beginner; 8 p.m. Thursday, advanced, ad- mission, 661-1000, ext. 347. SINGLES 2 (40-55):Main Jewish Center, "Astrol- ogy for Everyone," with Margeret Berry, 8 p.m. Thursday, refreshments, admission.