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THE DETROIT JEWISH NEWS

Friday, February 20, 1981

BEFORE YOU OPEN AN
INTEREST-EARNING CHECKING ACCOUNT...
COUNT TO TEN.

If you think all interest-earning
checking accounts are the same,
you haven't been reading the fine
print. Just one example: Major
financial institutions in this area
require minimum balances ranging
from $500 to $2000 for such an
account, in orde:to avoid monthly
service charges. First Federal
Savings of Owosso requires only
$300.
So if you're about to open an
interest-earning checking account,
count the advantages you get at
First Federal. You may get some
of them elsewhere. But only at
First Federal do you get all ten.
Count 'em:

Your First Federal
interest-earning
checking account
earns 51 /4% annual
interest.

First Federal compounds
this interest continu-
ously and pays it
monthly, providing an
effective annual
yield of 5.467%.

There is no
monthly service charge
as long as you maintain
a minimum balance
of just 5300.

First Federal offers
overdraft protection.
(You must apply
for this benefit
separately.)

First Federal gives
you your first
50 personalized
checks free.
No strings attached.

First Federal's Prestige®
Emergency Cash feature
entitles you to nation-
wide, out-of-town
emergency cash
withdrawals from
your interest-earning
checking account.

First Federal returns
your cancelled checks
with each monthly
statement.
Free.

First Federal has over
60 offices conveniently
located near where you
live, work or shop. You
can transact your
First Federal business
at any one of them.

If you're at least
62 years old
and sign up for
direct deposit
of your
Social Security
or other retirement benefit, you
can have an interest-earning check-
ing account at First Federal free of
monthly service charges and with
no minimum balance requirement.

First Federal provides
fifteen 24-hour
Night Owl Windows
(automatic teller
machines).

Ten advantages that explain why thousands upon thousands have already
opened their interest-earning checking accounts at First Federal. Join them.
Just drop in at any First Federal office, and one of our friendly staff
will help you open your account almost before you can
count to ten. You'll find it a very interesting
experience and one more reason to
make First Federal your Center
for Family Financial Matters.

This service is also available for
sole proprietorships and some
nonprofit organizations on a special
arrangement basis.

0

INTEREST-
EAR\ING
C ECKING
ACCOU\T

Fl

FEDERAL WINGS OF DETROIT

Main Office: 1001 Woodward Avenue, Detroit, Michigan 48226. Phone: (313) 965-1400.

Branch offices throughout the Detroit Metropolitan Area

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