THE DETROIT JEWISH NEWS Friday, January 16, 1981 11 BEFORE YOU OPEN AN INTEREST-EARNING CHECKING ACCOUNT... COUNT TO TEN. If you think all interest-earning checking accounts are the same, you haven't been reading the fine print. Just one example: Major financial institutions in this area require minimum balances ranging from $500 to $2000 for such an account, in order to avoid monthly service charges. First Federal Savings of Owosso requires only $300. So if you're about to open an interest-earning checking account, count the advantages you get at First Federal. You may get some of them elsewhere. But only at First Federal do you get all ten. Count 'em: Your First Federal interest-earning checking account earns 51/4% annual interest. A First Federal compounds this interest continu- ously and pays it monthly, providing an effective annual yield of 5.467%. There is no monthly service charge as long as you maintain \ a minimum balance of just $300. First Federal offers overdraft protection. (You must apply for this benefit separately.) First Federal gives you your first 50 personalized checks free. No strings attached. First Federal returns your cancelled checks with each monthly statement. Free. First Federal has over 60 offices conveniently located near where you live, work or shop. You \ can transact your First Federal business at any one of them. First Federal provides fifteen 24-hour Night Owl Windows (automatic teller machines). First Federal's Prestige® Emergency Cash feature entitles you to nation- wide, out-of-town emergency cash withdrawals from your interest-earning checking account. If you're at least 62 years old and sign up for direct deposit of your Social Security or other retirement benefit, you can have an interest-earning check- ing account at First Federal free of monthly service charges and with no minimum balance requirement. Ten advantages that explain why thousands upon thousands have already opened their interest-earning checking accounts at First Federal. Join them. Just drop in at any First Federal office, and one of our friendly staff will help you open your account almost before you can count to ten. You'll find it a very interesting experience and one more reason to make First Federal your Center for Family Financial Matters. This service is available for individuals, sole proprietorships, and some nonprofit organizations. o r • 40 I\TEREST- EAR\I\G CHECKING ACCOL\T IRST FEDERAL SAVINGS OF DETROIT Main Office: 1001 Woodward Avenue, Detroit, Michigan 48226. Phone: (313) 965-1400.